32 and got 2 boys (4+7) and 1 girl (16 months). Wife wanted kids early, I wasn’t really that fussed about having any at any of the times so went along with it. Had times when we were properly skint though that was more my fault buying bike stuff than child related, both boys extremely hard work some of the time but wouldn’t change any of it. Can’t wait for them to be old enough to come out and do things together like proper rides, climbing, motorbikes, etc….
As for people saying no spare money or social life, being on here I assume you have a bicycle of some form or another and time to ride it…..