scotroutes » Must be true – because older people pay hugely inflated insurance premiums…
… oh!
Indeed – my elderly mother’s insurance is almost 3 times mine. Or wasn’t that the point you were trying to make? Whilst the most dangerous drivers (based on insurance premiums at least) are 17-25 year old males, elderly retired people are actually next behind them.
Do you have access to that insurer data or is it based on these two policies?
Unless all other variables are the same, inception date, post code, driving history, excess, vehicle type, occupation, credit score, insurer, why presume its age?
17 to 25yrs old are that much a bigger risk as to make all other driver age risk variations negligable.
Over 75 may be seen as an increased risk by some but it usually just means claims history becomes more significant.
Over 80 would see an increased risk but tbh most people over 80 have worked out theres better ways of spending time than sat in a tin box.