Er Whyte T130 rs anyone…. better spec less money and not read a bad review yet.

1% cash back on up to 1000 pound residential monthly mortgage payment with Santander

If any knew the answer to the last statement/question to the original post they would be sat on a beach with Bill Gates, Jay Z and Michael Jordan sipping Pink Champagne!!!!!

FFS go to your mortgage lender and ask. They will work it out for with full facts, current mortgage terms, repayment methods, may consider rates end dates. I am sure people who do not deal with finances let alone mortgages every day are giving you “advice” read opinions.

Diesel’s are great,BMW engine, but this is overpriced. I have owned one for last 3 years.

Every pound borrowed is more expensive at 3.19 than 2.84 so pay off the 3.19 BUT rethink if any is on interest only.

Rover 75 estate. Very boring very underrated

The welding finish on Ti and steel is/can be so neat as well

Footflaps not footfalls!!!!!

Agree with footfalls. Twenty years ago so wanted Ti but could never afford one. Now have one as much as I like it could tell no difference from my old steel frame. Ti is double butted and steel frame was 853.

The student loan rate will more than likely be a cheaper rate than the mortgage rate

Can you post again when route available to load. Just in case I miss it!!

Flows. I have Arch EX on my hardtail and always need truing after a BPW trip

Hhmm – is it fair having all the tools and equipment but never being allowed to use them!?!?

May have been mentioned Remember pension plans have different administration costs. So closing a cheaper to run pension plan and merging to another plan with higher administration costs would not be best practice / advice

Aigle not Angle!!!!!

Angle +1 neoprene lined

Best of luck – keep us posted

Titanium frame needed; custom or off the peg?

Policy Academy 1, Police Academy 2, Police Academy 3, Police Academy…… 6?

Take That, Boyzone, Westlife, East 17

Affordability rules, alot less interest only lenders, and alot less lending into retirement can mean raising funds on your residential home at 50 years old more difficult. Not withstanding not knowing your current income level.

If the buy to let costs you money per month regardless of where the debt is. Your home or the let property it is not really an investment!!

Mark 6

Hhmm I think the same happened to me Friday night same light. I kept tapping the back to get the light back on. I have no answer I am afraid but interested in replies. I was in setting 4 all night (3 hour ride)

Carbon Ti direct mount for Sram crank. Expensive but very good

What make/model are they

mcnultycop – Member
Golf has that corporate feel.
Putting my Canyon in my Lexus and getting out in the hills is a different experience.

:)

Deontay Wilder is a good boxer with a great story giving him a fabulous work ethic. Again not fought great names as such yet. But when he fights you can see his desire to get the job done and move on to the next challenge and his ultimate goal.

Will increase the Let to Buy market now.

The new Orra Terra looks fab but 1k

Your the designer…..aren’t making a copy of your old frame and adding arty details to it?

Keypitts Ilfracombe local – never been but understand good for a couple of hours

To many Ticks…… Even in winter…..Wouldn’t bother

Last 3 years SA302’s and some lenders also now ask for the same 3 years TYO Tax Year Overview and last 3 months business and personal bank statements

What else do people use as alternative??

Listen be polite and try to ensure everyone else does the same. On mine had a number of people moaning all the way through how they don’t speed / barely drive/ first time ever been speeding so on and so on. It got so bad one guy on my table stood up three quarters of the way through told people to shut up moaning – we where here for a reason, we have all been caught speeding!!!, and the sooner accept that, allow the instructor to deliver the important message the sooner we could go home. This was roughly after 5 hours!!! Three people in the room applauded him when he sat down and the instructor thanked him!!!

Most lenders will not accept a vendor gifted unless the vendor is a close family member lenders will lend on the purchase or property value whichever is lower. They argue even after valuation that the true purchase price is the purchase price less the “gifted” deposit

The buyers use a deposit “gifted” by a third party – usually Parents who have no interest in the property, no expectation of the “gift” being repaid and more importantly for lenders affordability no monthly repayments of the “gift”

http://www.carbon-ti.com/products/chainrings/x-monoring-titanium