Well my wife wanted to know more about the process of buying so she was convinced by a local chain to go and see their mortgage advisors – I said don’t but she insisted. I get a phone call from my wife saying they had a great deal and we should sign up. I said NO – bring it home if you like but dont sign a damn thing. Funnily enough she didn’t bring anything home.
The trick is to sign you up for an exclusive deal – a credit check is performed and then you are limited to what they can offer as no one else will touch you after having a mortgage credit check and thus you end up having to go with one of their no so exclude deals. We found this out from out IFA and current mortgage provider later in the week!
My wife was rather shocked! Lesson learned 🙂