Or Shula again?

What has happened to Alistair? Has he been down graded to a non speaking part? Or is he playing away / gambling again?

^ thanks :)

Toby and Rex? Dunno, was wondering that too, thought I must have missed an episode or two.

I remember when they first arrived there was a bit of ‘history’ about them (or their parents), but not sure what that was about either…

Why does Jill Archer dislike them?

this will probably be at the new higher rate (extra 3%) as this will be a second home/investment property

??? As I read it they live there now, this is / will be their home.

Hmm… I kinda did this inadvertantley as I transferred onto a mortagage that someone else held, and then they transfered off a couple of years later. No stamp duty was asked for or paid, the cost of each transfer was about £1000 + and fee the lender charges, so expect at least £2000 in costs in total. Each process was a transfer of equity.

I think the way it would have to work is – you apply to join your father on the existing mortgage. This shouldn’t be too difficult as you are a better risk than your dad. Then you would apply seperately to swap your dad with your wife. Again on the existing mortgage – and again it should be fine as she will be a better risk than your dad. Then you and your wife are together on the (old existing, interest only) mortgage and you start applying for new products for 2017. If you aren’t paying your Dad anything when he transfers off then you also have to get proof that he isn’t bankrupt (and your not using it as a way to avoid debt repayment for him) but I think that this is just by getting a form signed by a solicitor.

Each transfer is a long process, assuming your dads lender does agree, you will still probably need a mortgage interview (these tend to last a couple of hours) and it can take upto 3 months to finally go through (a better solicitor could speed it up I’m sure). So you should think about starting soon ish…

As for the morals / legality – for me it was initially buying his ex partner out of my then boyfriends place, so that he and I could live together. Then buying him out when we split. I effectively now own a house that I didn’t actually buy.

EDIT – This was all in Scotland… Other rules may apply in Englandshire.

Yep – talk to the Nationwide.

They helped me out when I had to take the ex off the existing mortgage – which meant that I was going to be solely responsible for the full mortgauge which was a similar multiple.

They also take it into account (and will inrease their multiple) if you have been paying it for 6 months or more (as it sounds she has) so even though it may not add up on paper it is worth talking to them.

My vote for Schiehallion, Tarmachan is possibly shorter due to the height of the car park. My only thoughts against Ben Lawyers and Ben Ghlas is the possibility of going off track in low cloud (more route options / other hills you could end up climbing)… but if they can map read then all should be good :)

Ben Ledi is a good shout if they weren’t set on a Munro or if the weather isn’t good for it.

EDIT: http://www.walkhighlands.co.uk is good for some basic route information.

Oh… Ben A’an is a good call, and that makes me think that Ben Ledi would be a possibility (if clear) as well – Thank you

Cobbler is probably a bit of a drive. The Yat from Logie Kirk is still an option then, with lunch at Corri’s after.

Melrose area I don’t know, but I assume the Eildon hills are the three together? That would be good if the weather is as bad as it sounds as it is that bit further south and lower, the Abbey cold be a nice addition.

Thank you guys – these are great

Thanks folks.

Schiehallion – I like, its fairly gentle, nice rock scrambly bit at the top to add some interest and awesome views – but interesting to know how others see it :)

Dumyat – Yeah – that would be an option, but I’ve not been up since the pylons and road went it – wasn’t sure how much that had affected the ‘atmosphere’ up there…

North Berwick and Grey Mares Tail – great calls – thank you, that was the kind of thing I had in mind :)

I’ve walked up from the turret side, while the path along the reservoir is pretty rideable I wouldn’t like to ride up to the top of Chonzie that way, it was a fairly indistinct path through heather… although it was winter. It might be a possible descent, but not much fun (as I remember) .

Jo

Get both! :)

I don’t think it is a Eunoymus, the leaves are much closer together and ‘bushy’ on a Euonymus, this looks more spaced.

Unfortunately I think it could be Prunus lusitanica varigata – which is a form of laurel (Portugese Laurel) :( hopefully I am wrong…

EDIT: The stems of a Euonymus are a similar colour to the leaf. The stems on a Prunus are tinged red… that should help identify it.

I have had an Audi and a Skoda as company cars, now have a VW.

Don’t always get the book stamped, but always use a VAG garage, although which one I use varies. They just access the records on line. So in my experience the dealer is correct.

Have to admit I never thought about the next owner, last Skoda Yeti was traded in for a VW at the VW garage. No service stamps in the log, the dealer just checked on line and knew the history of the car. The customer buying the Yeti from the VW dealer would be in the same position as you.

Anyone else watching Jordskott through NOW tv?

The last episode was aired on Wednesday evening and as it clashes with Witnesses I generally watch Jordskott on NOW tv catch up… except that this week… the last week… It isn’t listed :(

Where else can I get episode 10? Or will I just be left wondering forever…

Cruise control is standard on the highline trim… or was last year, not sure about older models.

2.0 here, test drove the 1.6 but didn’t feel it had enough umph,but then I do 30k a year, mostly on the motorway. Haven’t towed with either, sorry.

Not sure as I don’t know the material… but the iron on stuff is usually okay, you can iron on a low heat over a damp cloth, so not applying the iron directly to the shorts fabric…

Used Osmo Polyx oil on a floor – really good and hard wearing. I applied a second coat this year – two years after the original just to bring it back up.

They recommend using their own brush (or roller) which I think I did first time round, but this time I just used a 2″ good quality paint brush and it went on fine, good finish, no runs or patches.

some arguments too (if anyone knows me and my wide they’ll know this as normal tho).

Calling your wife ‘wide’ probably explains where you’re going wrong with that… :lol:

Looks like an awesome trip – very jealous!

@bear

I don’t get this? You’ve flagged up a couple of these in the last week or so.

What does the OP get from it? Am I in danger of losing something by replying :oops:

I did light the wood burner :(

:lol: good one!

I have paddled the Ribble – it is a beautiful river, but I paddled it on Christmas day to avoid the fishermen and landowners (who have been know to slash tyres on vehicles that are at the usual get in and get out points).

Good luck :)

Loving ^ but if that won’t suit then…

Cotoneaster – as above – but although it looks okay from a distance it is woody and can look ‘untidy’ close up. Small white flowers in summer and berries in Autumn so some interest

Vinca (periwinkle) – Low growing shrub that spreads in a similar way to the cotoneaster, but is much ‘softer’. Pretty pale blue flower (also available in white or purple).

Euonymus – low growing varieties. Don’t root as they go, but do provide nice cover. Lovely variegated leaves, so attractive all year around.

Ground cover roses – Will love the rich soil from the decomposing grass cuttings, They don’t need pruning like normal roses and can be left to cover the area – but prickly if you do need access.

Pachysandra – Good for ground cover but green and boring!!

Juniperus – low growing conifers (spreading) which will make a solid mat over the area

I assume that the grass cuttings are now decomposed and just making the soil loose? If still resembling grass cuttings then they will need digging in a bit before you start (will burn new plants)

From above I wouldn’t recommend Laurel or Rhodo you will just be creating a huge deep hedge which will require yearly cutting to keep to a reasonable height (I am assuming you are not looking for an 8′ barrier here?)

There are many other options… but all will need some form of weed control help while they get established – might be worth using a weed control fabric and planting through?

EDIT – Or stick with the Ivy, and add some pretty variegated ones into the mix..?

Shh… I’m watching on catch up and not seen this weeks yet…

It is good though :D

My two live outside all day in rural Scotland. The local foxes don’t seem to have got them yet :lol:

BUT it will take a while for him to acclimatise, if you just chuck him out and leave him expect constant barking, a clawed / chewed back door, holes dug in the lawn, an escaped dog or something similar… of course it will depend on his character, but as you say a sudden change from his routine, while being unsupervised, will result in a stressed dog, weather he acts out or not.

Can you build it up slowly? Leave him out for 10 minutes, 20 minutes, an hour… etc? Dog walkers, doggy day care etc are options but expensive. Friendly neighbours might help by checking on him and giving him fuss. If you do leave him then obviously have his own basket / blanket in the shed and alternate which toys you leave him with. Kongs, sprinkling some of his dry feed on the grass rather than feeding all in a bowl or chews all help to distract them.

In reality they sleep a lot of the day anyway, but you need to put in the groundwork to ensure that he is relaxed / happy enough in his new place to sleep.

Good luck.

OP – I have a similar usage to you (I think)… Bikes, boats, no kids to accommodate.

I have a VW caddy maxi – it is a compromise, but works well for me. Bikes and boats can still go on top, but bikes can equally go inside. I have used two Ikea storage cabinets (90cm x 60cm x 50cm high) down one side to create storage, but it also gives a raised platform on top that can be used as a sleeping platform (1.8m long by 60cm wide). I keep sleeping mat, sleeping bag, calor stove and cooking pots etc in the storage which can also be great for a quick cup of tea when you get off the water. As a changing room it is cramped (low) but still warmer than the road side.

Essentially it doesn’t do anything that your estate doesn’t do, apart from offer easy and discrete sleeping accommodation, a changing place and possibly easier bike transport.

It drives like a car, I do 30k a year so that is important to me, good mpg.

It is just personal choice.

Would call forwarding not work?

I used to live alone in a village in rural Yorkshire, now I live alone in a village in rural Scotland.

I haven’t died yet… although as previously mentioned my broadband dies regularly.

Above, On, or below grade

What does this mean? I assume it is a reference to the floor in relation to the outdoor ground level, or damp proof course? Not sure how I would know answers to the other questions?

Thanks for all the other replies, I would rather avoid batons as I don’t want a step up if it can be avoided. The explanation of the glue being like a rubber layer that allows some movement helps me to understand how / why it works – thank you.

:oops: I wonder if I had assumed gluing to the concrete when they meant gluing the boards together…

Back to google I go…

EDIT – I was thinking solid wood as with two dogs the floor gets a bit of hammer. I would like the option to sand and re-oil if needed. But will look at other options – thnaks.

I’m heading down this route as well… so interested to hear.

I am intending to take off skirting boards, but am wondering if I should glue it or not. The last floor I laid was solid oak over boards, so I used hidden nails. I’ve read that it should be glued on concrete, but not sure how this allows for expansion :?

8O Don’t get Curiosity involved… :roll:

Not ultrasonic, but I used collars that squirted a jet of air at my two when they barked… something like THIS

You can get pure air or citronella. It just gives the dog a shock and makes them stop in their tracks for a second. Worked for me as mine just wound each other up with barking and these things broke the cycle.

Only had to use them for a couple of months.

Not sure that it was an actual restaurant, although it sounds good to me :)

I think it might have been Christopher Blackburn
http://www.greatbritishfoodfestival.com/chefdemo.asp?chef=Chris%20Blackburn

My ex said it was the most painful piercing he had ever had… and he had most things pierced… several times.

Sorry, that doesn’t help much. However just to put the other point of view across I like facial piercings, don’t have any myself, but always find them attractive :)

Over time you get various options for different situations… just keep trying.

I either:
– tie them apart so that they cant tangle each other
– Use two corkscrews to stake out a taut line between the two. Thread the lead handles onto the taut line to give them a long narrow run. You can use a knot or tie a stick half way along the main line to keep the two separate.
– If I have room, and especially in winter, take crates (if the tent is big enough). They can be under cover that way.

Not sure if that helps..

EDIT – I always use plastic covered wire / chain not rope. The wee buggers chew through rope the second my back is turned (getting better now they’re getting older)

Welshfarmer – it is on Facebook, the SSPCA put up details and it is getting shared, but it seems slow to get out of Scotland (I am north of the border) I’m not too techno savy and wasn’t sure how to post on here without linking my profile :oops: hoping THIS works…

Please share if you can :)

@ loddrick :)

Yes I do it at the moment.

I used spareroom.co.uk, but I also put adverts in the local shop and on gumtree. Spareroom also gives advice on the legal side / tax etc.

Through spareroom I got a lot of enquiries, but all were looking for short term lets on short notice (guys doing contract work), I was looking for someone more long term, who would use and treat the house as their own.

I had a couple of enquiries through gumtree which were more suitable, and I have ended up with a 30 year old Canadian law student staying with me. He moved in last August and is looking to stay until at least next Christmas, so 16 months in total. In my case it works really well. We are both quite tidy, slightly OCD. We both have common ground with doing outdoors stuff. He is a student so doesn’t get up until I’m away for work, and is generally out until I’m heading for bed.

It is important to figure out how the house is going to work for you. Are you just letting the room? What communal areas will you share? I wanted someone to treat the place as a home, so we share all areas, but I’m lucky enough to have a separate wee snug, as well as the main sitting room. We do have a rule that if either of us want so time to chill out alone / study / just to be grumpy then that person uses the snug, and the other respects their wish to be left in peace.

It can work, you (I) end up doing most of the cleaning etc, but it is worth it for the extra income which I need just now.

EDIT – I had assumed you meant while you were still living there. If you mean letting out the house as a whole then please ignore me :)

I have a Caddy maxi van.

I test drove the 1.6, but it just felt a bit sluggish on the uptake and ‘whiney’ on the motorway (prob due to the 5 speed box). I drive a lot (about 35k a year) so I went for the 2.0L.

I’m sure that the occasional trip to France would be fine in a 1.6, but I love the 2.0 and would get the same again… in my case the company was paying, so it was a no brainer.

Not sure how much that helps, it is a personal choice, the 1.6 is capable, the 2.0 is more expensive, but nicer… Can you test drive them both?

5 bed detached here… Not sure if I get the glass kitchen / conservatory but I’d happily give it a go :)

http://www.rightmove.co.uk/property-for-sale/property-46440817.html?premiumA=true