cynic-al
-first scenario – playing a game with mates at breaktime – 1 mate piles in for the tackle, billy goes over and lands heavy on his arm,
– second scenario – wintery spell, ice on school path first thing in the morning (whole country in icey spell) billy slips and lands heavy on his arm
– third scenario – supervised and instructed lesson, training provided; billy gets hard tackle(?) and lands heavy on arm
mk1fan – billy has no financial loss – school takes him to A+E and gets plastered up