Mrs Eyepic gets paid into a joint account… this account pays all the bills … mortgage, electricity, phone ,tv ,everything that can be put onto a DD. There is always some money left at the end of the month.
I get paid into another joint account… tis is for food, fun, petrol, bikes etc…. there is sometimes money left at the end of the month.
Periodically we take the excess money and put it into joint savings.
Been like that for 32 years… don’t do separate.