Dream chance to ride in Squamish, BC. Hired a Specialized Enduro in the town, rode all the way up to the start of the first trail, got about 500m down and the back wheel washed out on a tight berm and the handlebar went into my knee cap shattering it into an uncountable number of pieces. Two nights in Squamish hospital and find out that my insurance refused to cover the costs. A very humble phone call to my folks to book a first class flight home, followed by two lots of surgery, four nights in hospital, four months off work, six months off the bike.
On the plus she, the medical services in both Canada and the UK were incredible and I’m back almost as good as new.