If a third party’s insurance is paying you can demand to have the car repaired anyway.[/url]

Are there any links to support this?

Of course, in most cases the cost of the repairs is only one element of the total cost of the claim.

What other costs are there in a non fault claim if no hire/courtesy car?

Repair costs were then a lower proportion of car’s value which tipped the balance from write off to economically repairable.

Do you know what the proportion was, online seems to say 50 – 80% depending on where i look?

Insurance is paid up front so no need to keep paying but didn’t realise policy would be transferable.

Presumably the benefit to them of writing it off also means they don’t have to fulfill the remainder of the 9 months insurance policy either

Might have to go back and watch the original series – it’s all on Netflix (Planet Earth 1, blue planet, human planet, frozen planet).

Wouldn’t hurry to do it, Planet Earth 2 was very very similar to Planet Earth 1 both in the animals filmed and the commentary, watching both after each other ruined it a bit for me.

One of the major selling points for me were the location of the cup holders in the Toyota Auris. No fancy mechanism means will never break, and not under the centre dash means can fit a bottle in no problems. Mine are alongside the hand brake but I don’t find that a problem.

Even if I have a green filter arrow, I tend to check that oncoming traffic has actually stopped so it amazes me that she just pulled across.

The young driver who pulled out of a right hand filter lane across my path thought that green meant go and no requirement to give way (or look!). I was curious if this was ever the case.

I’ve also got a couple going spare

Strike it lucky

If you add up the true cost of hand knitting a jumper – time and materials – the cost is far higher than most would be willing to pay.

Missouri
Illinois
Kansas
Arkansas
Iowa
Kentucky
Tennessee
Michigan
Ohio
Wisconsin
Pennsylvania
New York
New Jersey
Maryland
Delaware
North Carolina
Virginia
West Virginia
South Dakota
Colorado
Utah
Nevada
Arizona
California
Oregon
Washington
Montana
Wyoming

Gifts for my niece and nephew

Had to make do with a spaghetti squash

I may have some spare as we ended up putting internal drawers in most of our 500mm units. Can check at weekend

There was an interesting program on Radio 4 the other week about using renewables to create hydrogen

Months of iron tablets did nothing for my ferritin levels. Only got normal iron levels when gluten free.

When I bought my car last year the garage was definitely more interested in selling me finance than a car. Long after I’d explained that even if I were to borrow money I’d borrow it from my bank aty a much more favourable rate, they were still trying to push finance options.

At the time the particular car I wanted wasn’t about much second hand so I didn’t have much bargaining power – ended up with a boot liner and spare wheel (only came with gunk). This was on an 18 month old car with 3.5 years warranty remaining at a main dealer. Bought with debit card.

Aberafon campsite

I learnt to touch type with Mavis Beacon on an Amiga as a teenager. Think it’s one of the single most useful things I’ve ever learnt.

Could waste hours on that game.

I use android pay but still get a fair few double takes at using my phone so don’t think it’s all that common yet.

We’re looking to get a Tuin log cabin for our garden.

We paid 350 for a new consumer unit and a new circuit for the kitchen so seems expensive to me. For comparison we also had a quote of 1050 for exactly the same job.

It could be that it’s simply down to my own Dad doing all our DIY, it makes me think that DIY is something that a person should be able to do. Had he got people in to do things, I’d probably be reaching for the phone book too.

Definitely think there is an element of that, my Dad was the same so when I bought a house just thought “how hard can it be?”

Whilst all twins sharing a placenta are identical, not all identical twins share a placenta.

So in the week I rent a room in a house with a licence and have a tv/freeview etc.

Does this allow me to access content via the iplayer in the week when I’m there?

What about if I was in a hotel?

What if I’ve downloaded something to watch later?

Saying “You must have a TV licence or you are breaking the law” as it now does seems a bit simplistic when licences have always been based on an address rather than an individual user

You’ve said you don’t agree with the testosterone limit but haven’t proposed an alternative. You think the limit is unfair but cannot say what would be fair

I think the testosterone limit is perfectly adequate for determining who is female for the purposes of sport in cases where someone’s sex does not fall neatly into the typical boxes of male/female.

Worktop express were cheaper than ikea worktops for us due to the sizes we needed.

Lack of service void equals bigger cupboards. We were having our gas supply moved anyway so just put it below plinth level.

Eastpak Tranverz

Not surprised to see that you once again avoided the question, you don’t agree with the ‘arbitrary rules’ set out defining male and female but fail to explain what you think the rules should be.

I’m open to the idea that there may be a more scientific measurement than testosterone levels to define male and female. But I think there has to be a measurement and the argument that setting it at testosterone levels would be unfair to Caster as she’s worked very hard just isn’t very scientific.

How do you decide who is an intersex woman and who is an intersex man? Or are all intersex people somehow female by default?

Starbucks already sell reuseable coffee cups and give a discount is you use them.

I sometimes get my travel mug filled in Nero, but it then takes me about 2 hours before I can drink it as they make it so hot!

https://www.theguardian.com/sport/2016/jan/25/ioc-rules-transgender-athletes-can-take-part-in-olympics-without-surgery

Guidelines now say they don’t even have to have surgery!

Sport should be a celebration of what humans can achieve with the characteristics they were given by nature, when at the peak of physical fitness and skills, not about rights to win medals

If that was the case then there should be no women’s events at all, everyone in the same class competeing with the physical attributes given to them by nature.

As soon as you start introducing protected categories, such as female/weight events you need a criteria for measuring that. In drawing that line someone somewhere is going to lose out relative to where the line is drawn. That doesn’t mean the line shouldn’t be drawn.

Vickypea

If you agree with the notion that women’s sports are worthwhile then you have to draw a line. You obviously feel that Caster Semenya falls one side of that line. I disagree. Where would you draw the line if not on testosterone levels/testes? Self identification??

I watched gbbo and was shocked that some people didn’t know which side should be the top of the jaffa cake

For me it’s quite simple, if you have testicles whether external or internal you should not be competing in female events.

The only up-front costs we had when moving were £450 for solicitors plus 50 quid van hire.

No arrangement fee and valuation/survey was added on to the mortgage. We were advised to add the survey fee to the mortgage as if the sale fell through nothing was payable but if we’d paid upfront we wouldn’t have ahd it refunded (don’t know if that’s the same everywhere but were told by two different mortgage advisers)

Most boring crash video ever!