I was in a non-fault accident in my dad’s car as a named driver.
At my insurance renewal I declared the accident which added £180 pounds to my renewal quote (which was already higher than the previous years).
My dad was also a named driver on my insurance and I had to drop him as he had to declare a claim in the previous year and it was the only way I could keep my insurance at a sensible price with another insurer. Online systems seemed to count my accident and his claim as two separate incidents rather than one.
Really annoying just because some stupid 18 year old who’d just passed their test didn’t realise that you have to wait for a green filter arrow if there’s oncoming traffic, green alone does not mean you have right of way.