My plan is to have the mortgage paid off at 55 (im37) put 10% of my salary into a standard life pension for the next 25 years and not plan on retiring, i love my profession and will keep on it till i croke but as old age creeps in will cut down to 2or3days a week from age 60 and spend my spare time fishing, shooting and keeping pigs.
I shall definitely be living for today though, who knows whats round the corner! Dont fancy being the richest corpse in the cemetery