"SAR costs up to a 15,000 Euro maximum. The policy covers all immediate family members or life partners including children less than 18 years of age – within one household, worldwide. In essence, this develops a fund from which rescue costs can be repaid and prevents any sole individual from bearing the total cost of their rescue. A one week search for a missing person could easily cost 20,000 Euro."
i had been told when we've been down you have to carry proof of insurance in the mountains for any sort of rescue, from the AMRS website it sounds like you will pay for costs after.
any yes i wouldn't do any sport/activity that is inherently dangerous without appropriate insurance that covers rescue/medical costs and if i wasnt in a job where i'm getting paid even if i'm unable to work i would also have cover for that. a small misjudgment could be you out of work for months.