Bought something on ebay recently and paid with paypal.
The seller used the wrong account in the ad so asked me to cancel the payment which I did.
It took 3 “working” days (5 elapsed) for the money to appear in my paypal account due to “checks”. I assumed it would just re-credit my bank account automatically, but it didn’t and just credited my paypal account.
The withdrawal (to the same account the funds were originally withdrawn) then took 2 days to credit my bank account due to “checks”.
I’m massively unimpressed. It is just a scam to hold on to cash for as long as they can. There is no reason for it.