Mid-20s, no debt, 4x salary in savings and separate deposit fund (without help still a good 5 years off buying a house).
Noticed something interesting at the Xc race the other day.
There seemed to be two distinct types of rider;
1. Bangernomics/functional old car
2. Expensive ’15/16 reg van, VAG, camper
They all had several thousand pounds worth of bike strapped to them though.
There was a distinct lack of middle ground in both car value and bike value.
It makes me wonder which of these two group (in general) have more unsecured/personal debt?