Insurance??? I wasn’t even thinking of that sort of thing – would I be covered in any way?
I ride probably 2-4 times a week round Cheltenham / Forest of Dean and it is something I love but now I’m sat here on the sofa contemplating the future and the risks of continuing.
The off was basically going over a small drop (tiny) I caught the chainring on the lip and I end up rolling down a steep chute on my front wheel. Ended up going over the bars and hitting the tree. So basic but such a stupid mistake and I’ve hit bigger stuff no problem and normally ride much faster/harder. I think that makes it worse in that it was some unlucky off which came close to life changing.
What I’d do differently would be to fall off earlier next time rather than trying to ride it out and be more careful on lips like this