depends on circumstances – age, responsibilities, income, etc etc
When I was younger I had only a student loan.
Then I bought a house and started working and had debts of about £5000. :(
Then paid most of it off. :D
Then had kids, wife’s business failed and debts soared to £60k!! 8O
Now paid most of it off and now only have about £4k outstanding. Quite happy with that :D
(This obviously excludes my mortgage)