No plans to move and we’re in relatively stable jobs. Kids aged 6 & 4.
5 year fix is about £80 per month more, 10 year just under £200 per month more.
Exit fees on 10 year 7% for the 1st 4 years then drops by 1% each year.
Exit fees on 5 year, 5% in first year then drops by 1% each year.