Not as durable? Ive had around 8000km this year with no issues, admittedly killed a couple with some ham fisted tyre swaps but even the 36g road ones are sturdy enough.

Ive bought  loads of the Ride Now ones on AliExpress, £4 each delivered, they are superb in regular use as well as for backup. Just make sure you get a size where the tyre sits at lower end of range as they don’t like being overstretched.

Sold my van last year, £12.5k valuation, ended up with £15k from a dealer with no quibbles when they came to pick it up!

The latest Pixel phones use AI to unblur pictures, it works well.

As a link to The Boys, Antony Starr (homelander) is also superb in Banshee. Never heard of it till a pal mentioned it, but don’t know how it slipped under the radar as it’s excellent.

irc sounds uncannily like  ‘The Male Online ‘ from Viz

Im considering a Buzz Cargo lease to replace a petrol Caddy as the current Caddy lease prices are just silly. Can anyone comment on the cabin space, as Im a long bodied 6’2″ and wondering what the headroom is like?

Lot of griping from someone who couldn’t even be bothered to vote.

Condoms?

See the Tory party political broadcast after the C4 news was using the £2k Labour tax hike figure that they were told not to. Also highlighting that pensioners will be ‘hammered’ by the retirement tax (around £36 in reality) and that Labour may be in power for ‘your lifetime’.

Really is project fear desperation.

I really don’t care that Labour’s policies aren’t that radically different from the Tories, I just want them removed in the hope that the UK regains some semblance of political stability without the infighting, rampant cronyism, u-turns and lies that the Tories are currently subjecting us to.

Is it really too much to expect a basic level of professionalism that should be a prerequisite of the government?

Football, work social events and dogs. Strange combo 🤔

I was the same, suffering from constipation / IBS  would make morning motions a gamble! I now use a prebiotic (inulin powder) as a coffee sweetener in the morning and also take a large spoonful at night. When I get up, Im now pretty certain I can go on demand within the first 30 mins of waking.

Reckon Tarling will get a start for Ineos, he’s on fire this year and only improving.

Happened to ours, faulty diverter valve. Same hot radiators upstairs but downstairs cool.

Stephen Flynn is on fire.

Theres an android air tag equivalent coming out soon, but in the interim I stuck an old mobile in my bike box and used the find my device network to locate.

You can access home equity via an equity release mortgage, no need to move out your home.

Magnetism?

I’ll raise you gravity……

Goliath is magnificent

Crank & Crank 2, Statham classics.

Thats a brilliant review 😂

For sports Shokz bone conductors, they are truly superb.

Earfun are What HiFi approved and 1/4 of the budget. They sound great and if you lose or break them its less heartache.

http://www.amazon.co.uk/EarFun-Wireless-Bluetooth-Detection-Headphones-Matte-Black/dp/B088H7GMHZ

Twiglets seem very divisive, personally I think they are superior to crisps.

GP5000 come up quite big, my 28s are considerably wider than a 28 Vittoria Corsa Pro. They work really well with latex or TPU tubes (almost the same CRR as the STR version).

A really useful feature with some providers is the ‘flexible ISA’ whereby you can put your £20k in, then take some or all of it out (say in an emergency) then replenish it before the tax year end without exceeding your annual allowance.

British ISA is unlikely to see the light of day either, its reckoned that the earliest date this would arrive is April 2025 and there the matter of a general election between now and then.

Yes new subsription is on top of transfer value

My neighbour likes to sit by his Chimnea smoking weed, which is very close to the boundary line. Cue 2 types of smoke blowing into our house almost nightly in summer. Live and let live.

Queen of the South is good so far one series in and is supposed to get better.

Its Always Sunny in Philadelphia is superb, another gem like Trailer Park Boys.

As a follow up I got a good discount on a YnM bamboo 8kg one from Amazon. As with roverpig, its not a silver bullet for sleep but my sleep score has definately improved and really surprisingly its cooler than the lightweight summer duvet that I use so definitely a bonus during hot summer months.

I have access to tools to do this professionally, but I’m unaware of any free software to do this yourself. Think a spreadsheet would be your only option taking asset allocation from the fund factsheets and doing a manual calc.

VHVG

Prime Ministers Questions

It was that chainmail post that piqued my interest initially 😂

It was the fact they had to get a measuring tape out to visualise 14mm, zero real life skills.

Is it a lease car? Letters go to the lease Co as the legal owners.

My partner has has 3 Swift Sports in the past and got an Up GTI in December after a lengthy wait. Her previous car was a Cupra Leon 300 so she was apprehensive the Up would be a little dull. We both agree that this is one of the most pleasurable hot hatches that we have driven, really engaging and the engine has bags of torque and sounds ace. Real go kart. The only small car that Ive driven than was as good if not better was a Fiest ST (3 cyl version), the chassis was sublime, could steer it on the throttle and serious fun at sensible speeds.

Thats the beauty of drawdown though, you are not forced to take a set amount or indeed any income at all if you dont need it.