here is ransos to join in right on cue maybe you can help binners out

binners still waiting for you to prove where I have done anything other than describe how we got to our situation …you seem to be a balanced person I will admit it is lucky you have a chip on both shoulders.

Unfortunately I can play much today much I have things to do

Go on then binners where did I imply that?

I don’t think I mentioned anyone’s situation other than my own

no ale curious

nope I’m not, he was guiding in spain where we were on hols one year. He was banned around the time I joined so I never knew him on here he would never divulge why he had been banned and seemed okay in the flesh was always curious.

Just had a look at the classic threads thread forgot the forum used to look like that, brings back some memories. Hadnt beed a member long and met a bloke who said he was on here as ‘Beer’ said he had been banned anyone remember him?

You own a bank??

well how else do you think I can afford not to work I have to fund the estate and fancy cars somehow and the nanny wont work for free

Dear Mr Molegrips….Nope I disagree I think if you work hard you can succeed the measure of that success is purely your own measure of what you consider sucess.

I never implied that if you havent done well it is due to lack of hard work, I stated that in our case I beleive we are in the position we are in due to hard work and planning not luck.

Other than the fact I do not work and my wife does and we own our house (along with the bank) you do not know if we are ‘successful’. At no point did I hold up our situation as a measure of ‘success’ that was other members of the forum with their own agenda who said that and then tried to imply I was using it as a stick to beat people who are not in our situation.

Never said I wasnt lucky…..

Went with the aero press, thanks for those recomendations, quick, simple, nice coffee and easy to clean afterwards…

oh and a SS cafettiere to see if the wife can break it

I can see why you changed it. Was the “A” short for something?

Took me a few minutes to get that, coffee on keyboard moment

I’ve just remembered i did have to change my name around the crash because I couldnt get the original one back.

Think I have had the same name all the way through I have no recollection of changing it but it has been a while, time certainly has flown by, it’s odd to think how much different my life is since I joined.

I suppose I’m lucky after all

Not if what your other half told me about you is true

“maybe I have, as above the original post was ‘ you are lucky you can afford to ‘”

You are

The previous posts/discussions were mildly entertaining that would just be tedious

I’m calmly irked I havent even used shouty capitals in any of my posts

You really need to calm down…

I’m perfectly calm thanks for your concern, maybe a little irked at the accusations thrown my way by certain individuals but other than that I’m fine

So why are you queuing up to berate him for it? Are you trying to act like parents to a wayward child or something? OP is an adult. What are you expecting? The OP to issue a statement of surrender admitting that you are better than him? Would that make you feel warm and fuzzy inside?

And again Mr Molegrips if any of this was directed at me I will refer you to my original response.

No, you misunderstand. I’m not trying to say anything about you personally. What I mean is that to do well, you need an element of luck. Or if you prefer, you need to avoid bad luck.

I’ve not said people succeed ONLY because of luck. But you need good luck AND hard work, as I said earlier. Some need more luck than others, some need to work harder than others

maybe I have, as above the original post was ‘ you are lucky you can afford to ‘ I hear this alot and as I said it gets on my tit’s it would imply the reason for our cicumstances is down to ‘luck’ it is not, not once did I say I have never had luck but the overiding reason we are in the position is due to the efforts mentioed before. I will not repeat them because certain individuals appear to take offence at this and throw accusations around about my intentions.

No, most people have a mixture of good and bad luck. It’s really not difficult to comprehend.

Nope what I find hard to comprehend is the way people assume they know about a complete strangers life and can happliy infer that that persons life is the way it is because of ‘luck’ and that overides all other influences as the determining factor of a persons life progression.

And lets just have a little look at what started this it was posted

‘you are lucky you can afford to’

part of my response was to say ‘…it was not luck it was hard work …’

Would you care to highlight where I have said I have not had good luck or been fortunate?

Buying at the right time? Of course it’s luck. House prices being low co-incided with the time you were ready to buy.

You are assuming that, you are assuming I didnt wait until the time was right

Of course it is

So everyone is currently in a state of good or bad luck there is no middle ground?

binners…no it’s the red pen I think I will use today.

“ransos .. ‘pious moralising’ where would that be then? maybe you would be so kind as to highlight the particular bit of my posts you beleive that would apply to?

The average house price is £239k, and the average wage is £21k. It doesn’t take a rocket scientist to see that even with the most careful planning and prudence, cutting down hours simply isn’t an option for a great many people

And where have I commented on anyone elses sitatuion?

molegrips….’If that’s not luck, I don’t know what is’ Why is it luck?

And I’m saying that there is always an element of luck. You live in a country that provides good opportunities to most people, you presumably aren’t born with a severe mental impairment, mental illness or serious personality flaw. You have natural aptitude for something at least.. That’s what I am talking about

Again you are assuming none of those apply to me are you saying the asence of having bad luck is essentially good luck? What about absence of luck?

‘Perhaps you might like to consider that salaries are not awarded in accordance with how hard you work, and quit the pious moralising.’

I said that did I again please highlight where

ransos .. ‘pious moralising’ where would that be then? maybe you would be so kind as to highlight the particular bit of my posts you beleive that would apply to? I bought my first house (flat) while earning less than average wage just for info.

binners – nope decided a white loaf would be best.

ransos …. is that right, so theoretically this could not have happened then, when we were both working I could have worked my nut’s off, bought a property at the right time, worked my nuts of doing it up sold it at the right time making some money and relocated to a cheaper location bought within our means and then live within our means of my wifes wage?

Oh and just to clarify one point again the whole living off one wage thing was in response to someone suggesting we are in our position through ‘luck’ I said it was not luck it was hard work and planning

ransos.. I never commented on how ‘well we are doing’ molegrips was ‘putting words in my mouth rather’ than reading what I posted.

Krypton .. apologies for the thread hi jack but for just for clarification I was not judging you on your situation or extolling the virtues of mine. I nearly answered York question … We dealt with the problem by me giving up work, for us the most appropriate solution.

Molegrips the only thing I ‘suggested’ was we are in our position through planning and hard work not luck. Who mentioned a highly paid job? I said we live within our means to enable one of us not to work. Never said the wife was highly paid

Binners… Yep think pea gravel is my best bet

Mole grips…rubbish, she worked f..ing hard all through school, uni, job to get where she is. And as for the rest of your post I past no judgment on the op’s position or stated that I am in anyway better than him. So you can politely stick your post where the sun does not shine if any of it is directed at me.

Jekkyl…. Not really directed at you but it gets on my tits when people say that, my mrs worked really hard at uni and her subsequent career to earn a decent wage, my job was always recession prone so I saved money so I would always have a buffer. When we bought our house etc it was done based on one wage, our spending commitments was based on one wage. It is not luck, it was hard work that enables us to do it. We do not live an extravagant lifestyle, drive fancy cars, go out very often blah blah blah

I gave up work

Watching with interest, often thought going out in the woods and fields with nothing more than a house key is a bit of a risk. Often thought of taking a whistle.

Oooooo shiny I like……so SS cafetiere for multiple cups and an aeropress thing when I just want a quick cup. Are they really as quick and as simple as the advert says? Do they fit over a standard cup/mug?

We had an in breakable one … The wife broke it
Drink too much coffee for sachets would cost me a fortune I will add a bit to my original post it’s family camping rather than backpack/lightweight camping

Ford escort (company car)
LR freelander (company car)
LR defender
LR freelander
Vw t5

Wrecker nice one, yeah I know it’s a long shot I’m just one of many requests a day no doubt. I have no expectation just a little bit of hope.

Convert…. Yes it does and maybe it is. I’d much rather inviting them over for a coffee or a local pootle on their bikes with my kids so they can have a chat but unfortunately I don’t know them.