You need to be aware that there is a world of difference between “company car” leasing and “private” leasing.
Most companies leasing 10’s or even 100’s of cars, set up a kind of “swings & roundabouts” agreement with their leasing company, so that it is accepted that some vehicles will be returned in great condition, and others will need a bit of work before they go off to auction, but overall, one will offset the other and the company does not get charged (unless, of course, some knacker has clearly been abusing his car beyond reasonable limits)
After 20+ years of driving company cars, I decided about 10 years ago to go “cash-for-car” and I have leased four vehicles without ANY problems what so ever …………. BUT, I do look after my toys !!
I regularly load bikes/camping gear/climbing gear/garden & building waste into the back of my cars …… BUT …… I do make the effort to protect the interior first. (Oh, and I NEVER kerb my alloys)
As mentioned by othersthe BVRLA issue very clear guidelines about what is “reasonable” fair wear and tear, and what is not. Check this out, and if it seems OK to you, I would say go ahead and lease.
If, however, you refer to your vehicle as “just a car” or even worse still “a tool”, then you probably aren’t the right sort to benefit from a personal lease.
I hope this helps.
Al