I was hit side on by a motorist while cycling to work. I was wearing a helmet that split on impact. I was taken to hospital & off work for 3 days. Turns out I broke 3 metatarsals in my foot. Damage to bike & equipment totalled rouhly £1200.
I got offered £5000, but that was nearly a year after the accident.
Settled for £6500 in the end a few months after that.
It’s not just the injuries & losses though – I still have a fear when approaching the junction & go a different way to work now.
All the best.