Thanks guys,
I’m traveling out on a 23mth working holiday visa with a view to apply to stay with a skilled migrant visa, that’s if I like the place and can find a job e.t.c.
The quote I have had is for backpackers cover as I don’t want to be limited by single trip cover. The prices are between £1100-£1400 with £1k-£2k belongings and accident cover for DH MTB for up to 18 months.
I won’t have a permanent address for the first month or so as I plan to travel around the north island. During that time my bike and a fair bit of kit will be stored with a family friend in a secure garage. I do plan to find a place ready for summer though and would likely stay there for at least a year, probably more.
I like the idea of getting contents and then private medical insurance when I have a place to rent. In which case, I would only need a month or two travel insurance and wouldn’t need it to cover MTB.
Indecision!