[Closed] People with flash cars and modest houses

I'd rather put my money into an appreciating asset than a depreciating one.

My Neighbour's house is in much need of redecoration / plastering / carpeting but they won't do it as they can't tolerate the mess (???).

They do however have a brand new SUV in the driveway, which goes out to a Peak District village once a week.

Since moving in we've re-decorated / extended but have an 11 year old hatchback in the driveway.

I'm pretty sure I have the best posh house/shit car ratio of anyone on STW.

Currently living in a farmhouse probably worth about £600k, but have a battered 2003 Berlingo that's probably worth about £200.

Yep we have a house we're happy with, two new modestly priced cars and a large wedge in the bank 🙂

Some of the discussion in here is why I've failed to appreciate my car, and also failed to be satisfied/decide upon what more that it is I want via PCP.

I can't stomach the thought of £450 on a car whereas in actual fact the £171 I'm paying now is fine for the car I have, and it suits all of my needs.

I live in a modest 3 bed end of terrace in London, and I'd rather enjoy that with the family/as my evenings surroundings that forking out that amount of money for a car.

I see my comfort as something for me to sit in look at and admire, not for other people*

*yes, I've changed.

Well done Kryton57, you've finally* got it 🙂

[i]* Although were you not adding an audi quattro to your want list the other day[/i] 🙂

I live in a modest 3 bed end of terrace in London,

probably only worth £2m 😉

I think now that this is getting to an interesting discussion after the first page of flaming. I get that it’s about different priorities and different situations and we won’t all understand other’s opinions.

Only on STW would people be amazed that not everyone has identical priorities. A real eye-opener... 😉

Although were you not adding an audi quattro to your want list the other day

I have 10k to resolve owning a vehicle win October '18. I decided to keep my 3yo 120d 36k miles rather than an 8yo 80k+ miles Audi. Jambalaya helped by showing me that the value of these on Autotrader is a good 3-4k higher than my PCP balloon payment.

And now I can concentrate on getting the upstairs decorated and Little Miss K her big girls bed.

Happy days.

I'm just about to lease another company car £384 pcm but cant decide on the color is this thread an appropriate place to ask for opinions ?

Same as the doors to the summer house on your appropriately priced 7 bed Surrey mansion by all accounts according to some on here

Or that of the shit hole scrapper of a bike you should be riding 😉

I live in a modest 3 bed end of terrace in London,
probably only worth £2m

Shit area then 😆

I'm pretty sure I have the best posh house/shit car ratio of anyone on STW.

Currently living in a farmhouse probably worth about £600k, but have a battered 2003 Berlingo that's probably worth about £200.

😆 😆 😆

How about ... a four bed detached in sunny Brentwood, (3 bed semi sold for 875k around the corner last week 😯 ... mental !! ) Ironical with a massive double garage..... that my Y reg golf never gets parked in 😀

Do I win , Do I win ??? 😆

Oh and the OP is absolutely correct (apart from those unfortunate souls that have to drive a lot for work)... Modest house/posh car is just stupid.

Doesn't the system love conspicuous consumption, debt and all the little symbols of the 'good life'.

Kryton57 - Member

I have 10k to resolve owning a vehicle win October '18. I decided to keep my 3yo 120d 36k miles rather than an 8yo 80k+ miles Audi.

And now I can concentrate on getting the upstairs decorated and Little Miss K her big girls bed.

Happy days.

Yay!!!!!
[img] [/img]

Good to see K, very good to see.

Although were you not adding an audi quattro to your want list the other day

I have 10k to resolve owning a vehicle [b]win[/b] October '18.

****, I hope you don't win it in a raffle. 🙂

I decided to keep my 3yo 120d 36k miles rather than an 8yo 80k+ miles Audi.

Or mercedes you were thinking of last week 🙂

Do I win , Do I win ???

Yes. Yes you do. 🙁

I was only joking Grum .... Your farm house sounds splendid ... bet you have wonderful views ... and you cant put a price on them 🙂

Do I win , Do I win ???

Not even close mate. If I down-sized to your life I could pay cash for a brand-new Ferrari instead of the X-reg Citroen Synergie I currently drive.

But it's not about flash house/shit car for me. I've never really been in to nice cars and don't tend to look after them very well. If I bought a new car it would worry me every time I park it anywhere with all the knobs around who can't park properly or even control a shopping trolley.

I have lived in the SE all my life and my main residence is a self-build which has quadroupled in value over the 20 or so years we have been here. It serves our purpose well enough as does the Citroen Synergie for carrying four bikes and four people around on numerous occasions.

I can't see the point of spending £450 pcm to ride round in any sort of tin box but each to their own. I do think it's funny the amount of people who think they need a big 4WD off-roader to drive to Tescos though.

One thing maybe some people do need to consider though is if they invested that £450 pcm they could afford to retire 15 years early like I did while they are still young enough to enjoy themselves.

I'm just about to lease another company car £384 pcm

That’s more then my mortgage! 😉

One thing maybe some people do need to consider though is if they invested that £450 pcm they could afford to retire 15 years early like I did while they are still young enough to enjoy themselves.

Each to their own I guess, but I'd rather have inexpensive cars and retire at 55 than still be working at 60 something.

I see my comfort as something for me to sit in look at and admire, not for other people

Me too and I like cars so like to by a nice one.

That’s more then my mortgage!

😆

This thread has gone so singletrack! Now you are looked down upon if you don’t have a nice house and basic car. <1% car to house ratio!

Some of us like nice cars. I’m fine with my own decision. each to their own and I don’t judge others by the cars or houses that they own/live in.

I can't stomach the thought of £450 on a car

I can't see the point of spending £450 pcm to ride round in any sort of tin box

One thing maybe some people do need to consider though is if they invested that £450 pcm

And anyway, it isn't even the £450 a month sort of car that I see is bonkers – I originally posted about the >£1k Range Rover bracket sort of cars some people seem to need.

Some of us like nice cars. I’m fine with my own decision. each to their own and I don’t judge others by the cars or houses that they own/live in.

Word!

My car repayments are £1060 per month, my wife also has a £300 PCP...

My car repayments are £1060 per month, my wife also has a £300 PCP...

Do you live in a cardboard box? And is that paying for a replacement for your 2011 VW?

My car repayments are £1060 per month, my wife also has a £300 PCP...

Well I am hung like a baby carthorse!

Well I am hung like a baby carthorse!

That’s more than my house.

[And is that paying for a replacement for your 2011 VW?]

Funnily enough it is.
By taking out 0% VW finance over 12 months I got 2 services included, which made financial sense (at the time).

I'm just about to lease another company car £384 pcm but cant decide on the color is this thread an appropriate place to ask for opinions ?

Same as the doors to the summer house on your appropriately priced 7 bed Surrey mansion by all accounts according to some on here

Or that of the shit hole scrapper of a bike you should be riding

Well it is an Audi !!

But seriously ive spent just over 29 days in hours in the drivers seat of my last one in 2.75 years and expect the same again .. im happy to pay a bit more to sit in something i like and is comfortable than say shave 125 pCM a month off that and run a perfectly capable golf etc

Every house I've owned has increased in value considerbly.

Every car I've owned has lost money.

Indeed...plus my policy has been to make my house as valuable as possible, so that one day, I'll trade down and have some money to live on. If I live that long!

Was told a story the other day (from someone who knows him) about a guy with one of the classic gullwing Mercs worth well over £1m.
Apparently he still lives in his ex council house.
Shouldn't think it's parked outside though.

nice cottage, crappy old clio.

cottage isn't mine (belongs to GF) and car was bought with money from bank of mum and dad... 😆