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[Closed] Not working, but not retired or on benefits. NI etc?

Posts: 265
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You need to check how many years you have paid as others have said, but be careful on how many years you THINK you have contributed as you may have been opted out (contracted out - SERPS) of state pension at some point.


 
Posted : 28/01/2022 10:11 pm
Posts: 2335
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Cheers. I checked. 33 years full NI, 2 years part payment, and 21/22 not up yet on the gateway.


 
Posted : 28/01/2022 10:18 pm
 Aidy
Posts: 2977
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Check how many years you need in the state pension forecast


 
Posted : 28/01/2022 10:26 pm
 Aidy
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https://www.gov.uk/check-state-pension


 
Posted : 28/01/2022 10:54 pm
Posts: 16528
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I suspect it won't help with NI but you can apply for Personal Independence Payment whether you are working or not. Its designed to help people live with a disability or long term illness, physical or otherwise.

Initially its a phone call then fill in a form online/on paper.

It's notoriously weighted against the claimant but you have nothing to lose by claiming.

There's some particularly good forums online to help you avoid some designed in pitfalls when applying.


 
Posted : 28/01/2022 11:31 pm
Posts: 2335
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I did the state pension forecast thing for what I'd get from 2037...

Estimate based on your National Insurance record up to 5 April 2021
£164.76 a week.

Forecast if you contribute another 3 years before 5 April 2037
£179.60 a week,which is the maximum amount.

Plus I have LGPS, not sure what that works out at.


 
Posted : 29/01/2022 1:52 pm
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