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We are about to buy a house, and the insurance company have just decided not to honour their quote, and that they won't insure us.
It is a Grade 2 listed building, and annoyingly is 380m from the nearest water (although it is up a hill, and well outside the environment agency flood risk area).
Does anyone have a similar house, and who do you get your insurance through?
Joe
Try ING - they came in at half the renewal quote of our previous insurer (NU) for our listed(*) building.
(*) Actually we're in the curtilige of a listed building, but for insurance purposes it's pretty much the same thing.
I go through an insurance broker.
It doesn't seem to be a problem getting insurance for a listed building.
However we have problems getting quotes because of the subsidence/underpinning that was done before we bought it.
Insurance brokers all wanted to know if we were 'within 400m of water', which we are (390m), but half way up a bloody great hill (so not in a flood risk area).
ING appear to do a quote for £150 less than the closest one, from talking to them, they appear to work on age / surveyors rebuild cost (which they take and then assume actual rebuild cost will be roughly double), rather than looking at the listing level.
Joe