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[Closed] does your bank let you take more than you have out a bank machine

Posts: 39703
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just got stung 35 quid for fees when i transfered money out of my savings into my debit account which has no overdraft - then withdrew it from a lloyds tsb link cash point.

how ever the bank claims the funds hadnt cleared despite showing in online banking as availible.

i withdrew them and this put me into an un authorised overdraft

- neither of my bank of scotland cards will let me withdraw from a cashpoint more than i have in the account......this lot just giving me an unauthorised overdraft in an effort to extract 35 quid out of me....when i get back to the uk they will be getting the rage.


 
Posted : 05/08/2012 8:12 pm
Posts: 7100
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With HSBC the fund transfer immediately between accounts and it's available to withdraw. The fact that you could draw it out means it's available. I'd kick up a stink. I've had charges dropped in the past.


 
Posted : 05/08/2012 11:27 pm
Posts: 46043
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Bombers? Shoe / wee?


 
Posted : 05/08/2012 11:29 pm
Posts: 78376
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Ring them and complain, for the sake of 35 quid there's a good chance they'll refund it.


 
Posted : 05/08/2012 11:51 pm
Posts: 2
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Thats why i left Lloyds, shower of shit. not everyones favourite, but i find RBS system a lot better........phone app is reet handy too


 
Posted : 06/08/2012 12:18 am