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Get the one you really want, if you can afford it. Life's too short to let your head rule your heart all the time.
Best thing I've done for ages is treat myself to a (slightly) silly car.
To be honest, I'm still trying to figure out how people afford these kind of cars. I mean, I have a job that pays reasonably well, other than your normal monthly bills I have very little outgoings, and yet I balk at the idea of paying more than £200-£250/month on a car. And I really like cars.
Looking at Ling's Cars you're in the region of £500+/month for a BMW 140i and then there's insurance on top of that, and you never even own the car. How does this make sense?
As mentioned above (and ludicrous costs aside) they aren't "silly" cars OP. Get a Lotus if you want silly. You can get bike racks for them.
I think sir should go Italian to match the shades.
Is.... is that a Lotus advert?
If not, it ought to be.
The new seat leon cupra with the golf r engine and more toys than you'd ever want is a good shout. You'll get a 2 year old one for 20k. Either that or limit yourself to 3k and buy a hatch with no weight and the biggest engine you can find
BMW M5 Touring. Circa 2007? Seriously Mental!
[quote=The Flying Ox ]To be honest, I'm still trying to figure out how people afford these kind of cars. I mean, I have a job that pays reasonably well, other than your normal monthly bills I have very little outgoings, and yet I balk at the idea of paying more than £200-£250/month on a car. And I really like cars.
Looking at Ling's Cars you're in the region of £500+/month for a BMW 140i and then there's insurance on top of that, and you never even own the car. How does this make sense?I don't get it either, though each to their own. Folk can't get over how much I spend on bicycles 🙂
In my eyes, £250-500/month would surely be better invested for the future (potential early retirement) or used to fund a reduction in working hours.
what happened to the sunnies?
I left those on top of a a bog roll holder in St Lucia, and when I went back for them they were gone.
I'm rockin Maui Jim's these days.
To be honest, I'm still trying to figure out how people afford these kind of cars. I mean, I have a job that pays reasonably well, other than your normal monthly bills I have very little outgoings, and yet I balk at the idea of paying more than £200-£250/month on a car. And I really like cars.
What's to figure out. Sound like you could afford one if you wanted to - more about priorities that whether you can afford it or not isn't it?
If you really like cars and want one that costs £500 a month you would get one and sacrifice something else that you didn't like as much.
I am the same as you by the way and gave up putting money into cars years ago (even though I like them) although saying that a used Caterham would be a good purchase as they don't depreciate anything like most other cars so that would be the only car on my silly list (they are also way more fun than a souped up hatchback or saloon)
A 140i is nowhere near £500 per month.
Go have a proper look on BabyBMW for real life costs.
TRL is the man to talk to.
In fact - here you [url= http://www.babybmw.net/forum/viewtopic.php?f=80&t=72965 ]Go[/url] just to make life easier for you....
I have a blue touring 335d, very quick and you can throw a bike and lots of stuff in the back. Highly recommended.
Does anyone buy a car like an M140i and only drive 8k miles per year?
hammyuk - Member
A 140i is nowhere near £500 per month.
You're right, it's considerably more!
£300 rental (and in my case over £100pcm on options)
With a £13k final payment after 4 years = £270pcm.
So, by my calculations, that's £670pcm for 4 years or approximately £35k in total
I'm not saying it's bad, in fact it's pretty good, but it's certainly not £300, which is kinda what you were hinting at win the link to the thread.
The Flying OxIs.... is that a Lotus advert?
If not, it ought to be.
Did someone say Lotus? Did someone say silly car?
[url= http://www.pistonheads.com/classifieds/used-cars/lotus/exige-s1/1999-lotus-exige-ferrari-f355-powered-exige-track-car/6015663 ]Ferrari powered Lotus Exige. [/url]
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[i]I have an '07 335d which is also mental but for a different reason. Put your foot to the floor, let the auto box kick down and it's like the car has been hit with a wrecking ball.[/i]
We've just bought a new 435d xDrive Coupe, bloody quick and a seriously nice place to be.
[i]So, by my calculations, that's £670pcm for 4 years or approximately £35k in total[/i]
We went in looking for a s/h 420d xDrive Coupe but the deal they offered us on the fully specced one that'd just been brought into the showroom meant that for a bit more (than above) per month we could just buy it (+£10k discount and 1% interest).
o, by my calculations, that's £670pcm for 4 years or approximately £35k in total
Youre assuming its worth £0 at the end of 4 years though,when it almost certainly will be worth more like 15k
You can lease a m140i for £240 inc vat.
I bought a m135 a couple of years ago,its quite a fun sensible car,but its not silly by a lomg stretch
For me a fully loaded 335d auto as above would be perfect. Plenty of shove on the Mways, comfortable cruising for work / bike events and reasonable economy.
ok its not "silly", but as pointed out, the the roads in N London and M ways for work don't really promote silliness these days. I think really I want a fast car that I can enjoy whilst fulfilling my bike/work duties.
I'm going to pop over and have a look at the 24k £330d thatd on my local dealers website now for kicks...
You do nothing to help the reputation of men.
Lol.
It gets worse, subject to the comments about sn me testing thr boot size for bikes this floats my boat:
Although I think I prefer the shape of the touring:
julians - Member
Youre assuming its worth £0 at the end of 4 years though,when it almost certainly will be worth more like 15k
No, I'm not. I'm telling you how much money you'll have in it when it's sitting on your driveway with you as the owner at the end of 4 years.
You can lease a 140i for £240 inc vat per month
With a decent deposit, and tiny mileage, of course you can. Total for 2 years will still be circa £7-8k
In contrast, I bought a 4 year old Z4M Coupe for £15.5k, ran it for 2 years and sold it for £18.5k.
OP. Why not buy an RS6 Avant? Rare, huge, fun and will likely lose less money over 2 years.
OP. Why not buy an RS6 Avant? Rare, huge, fun and will likely lose less money over 2 years.
Actually, my car j'desire.
I probably need to properly research how to get a circa 20k one of those while dumping the bmw PCP and coming out with a deposit the RS6, whilst presenting a decent image that my company car allowance demands
Theres s guy - I think he does/used to post on here - that regularly rode in Epping Forest that turned up every Sunday in a stunning dark grey example.
No, I'm not. I'm telling you how much money you'll have in it when it's sitting on your driveway with you as the owner at the end of 4 years
You also said it was 670 per month, but that is misleading , using that logic someone who paid all cash up front would have paid 33k per month in the first month. You only know the true cost per month when you sell, or the car is a pure lease
It is £670 per month.
If you want to own the car at the end of 4 years and don't have £13k in savings, that means you need the money to pay the £13k that's outstanding at the end of the term. To do that, you'd need to save £270 per month for the full 48 months. Clear? The remainder of the £400 comes from the £300 lease fee + the £100 lease fee for the options that make the car (in my mind) worth having for 4+ years. The fact that you have equity in the car is irrelevant unless you purchase another car with similar terms, thus releasing the equity into savings, but you still need £13k on top of your lease to own it.
I understand what you're saying, but all of thsi was in reference to the first post about leasing for £300 and the thread that it linked to.
bearnecessities - Member
You do nothing to help the reputation of men.POSTED 47 MINUTES AGO # REPORT-POST SHARE
Proper LOL.
Very very witty, and on point.
whilst presenting a decent image that my company car allowance demands
Ha ha, when I first got my car allowance I thought long and hard about that, and bought a Focus ST 😀
I thought about my comments above.
An RS6 won't fit in my garage. I think I might make 2017 "Project RS4" and make that a goal for next year. Hell's bells, I may even start and enthusiasts thread on hrere....
Hmmm, RS4 thread.
Let 100 pages of drooling commence
fifeandy - Member
Hmmm, RS4 thread.
Let 100 pages of drooling commence
Knock yourselves out, I'll post pics of mine in said thread when it arrives. 😀
I just been through a similar school of thought OP, ordered an M2 yesterday 🙂 Dangerous business !!!
Erm... BMW have made some silly cars.. I had an M Coupe, based on the Z3, but with a boot, 321bhp rear wheel drive and no traction control. Loved it. Could even get my bike in boot, although it was better on the roof. Stupid quick.
Miss that car a lot. GTi that replaced it is dull.
This was my actual car..
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There's a 4door 2011 M3 DCT Saloon with less than 50k on it on eBay for £25k .
@phil always looked enviously at those
When you're lying on on deathbed saying goodbye to loved ones are you thinking I'm glad I bought the sensible car with the frugal engine?
From a now 53 year old bloke, I've spent the last 20 year long distance (80 miles a day) commuting on the highest performance sports bikes I could afford to run. It's not been cheap but it's been amazing fun. Three years ago I started doing a car share, it went well using the Laguna estate I had at the time but wasn't fun so I bought a Lotus Elise. Best car commuting ever.
Life's too short, if you can afford it, do it.
scotroutes - Member
As an alternative could you not buy something cheaper, cut the hours you work and, you know, ride your bike instead?
That is the correct way to deal with a mid-life crisis.
Then you realise you have been suffering an early-life crisis, and have now seen the light. 🙂
Piranha
I commuted on a zx9r, fazer 1000, tiger 1050 and then a GT1050.
Yes expensive, but as a contractor the hour a day I gained meant they were actually free 🙂
@jambalaya - if you get the chance, try one. Was such an amazing car! I've had Celica GT4s, various other BMWs, Saxo VTR ( 😳 - although it handled like it was on rails and actually a lot of fun) a Golf GTI and now an Intergra Type-R (DC2) and none of them come close to the M. What made selling it worse is that the values have now gone mental - 4 years ago they were around the 10k mark for a decent average milage one - now close to £20k!
4 years ago they were around the 10k mark for a decent average milage one - now close to £20k!
Dream on! More like £30-40k and ++ for a good'un.
[img] http://pictures2.autotrader.co.uk/imgser-uk/servlet/media?id=0c35cd969dbb4f3dae65966c36ae9cf3 [/img]
Rubs thighs...
pirahna - Member
When you're lying on on deathbed saying goodbye to loved ones are you thinking I'm glad I bought the sensible car with the frugal engine?
Is a good point. I'm doing a whole load of other things - not always material - in my life which are based on a similar concept at the moment.
That 'perfect' reminiscing deathbed scenario very rarely happens in the real world. Plan for today and the unforeseen as tomorrow our loved ones may be sick, disabled, dying or may even killed by a stressed-out narcissistic twit in a too-fast car. Not pointing any fingers here just a thought as it's always 'that guy' not us.
Ah, now I feel even worse for letting mine go so cheap!
Ex 320d Touring owner, now in a 330e M Sport saloon, having also driven 120d M Sport.
The main difference IMO are as follows:
Standard 320d - Comfortable, fast enough for day to day driving to use the engine hard, always able to put your foot to the floor and know the back end will be ok, and maybe just slip a little. Overall very nice.
330e M Sport - bonkers fast compared to the 320d, much better chassis control, more communication when the back end has gone and you can keep it there, back end goes way way easier ie you have to be careful how much throttle to use in corners. Too much power for day to day driving country roads, constantly braking catching up cars (if using your right foot a lot). More effortless to drive day to day, more refined than the touring.
120d - OK performance, bit skittish compared to 3 series, less comfortable ie shorter/narrower wheel base. Feels less grown up than 3 series, but not as nimble as a sports car.
You need considerably more talent to get the most out of the 330e than you do the 320d, and be prepared to go out at 5am in the morning to drive it fast, but it is still no MX5, Lotus, Cayman etc
Edit: The RS6 you would need to get up even earlier in the morning, and have to be a super talented driver to get anything out of it on the road... unless you just like hoofing it and letting the car do everything for you.
Edit Edit: Haven't missed the touring either, bikes always went on the roof, and internal space, not that much less.
Philstone,
Don't feel that bad, I sold my 964RS for £26k 8years ago 🙁 now worth £££££££
my father in law has a boxster and a hyabusa engine powered Westfield. I am looking forward to my inheritance/midlife crisis... (He currently has no consideration and is still doing hill climbs with the Westfield!)
Go silly but go sensible money. When my mum died I decided I was not going to drive a boring car any more and when out and traded my C4 Picasso for a Civic Type R (FN2).
Couldn't be happier with it. Surprisingly sensible until you hit 6k rpm and then it becomes a beast. Love it to bits.
Life's too short for boring motoring...