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[Closed] Anyone ever made a medical claim through Virgin Travel Insurance?

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[#6640884]

Hi all,

Had some medical treatment while in the US over summer. Gave the hospital my insurance details at the time.
On my return to the UK, I got a bill for $65, which I paid myself as it was more than the insurance excess.

I have just got a bill for an additional $1700.

Just checked the small print for Virgin insurance, and it says that if I don't inform them before I receive treatment they don't have to pay out. I was in a lot pain at the time and went to the nearest hospital (yes, small violin please 😛 ), so ringing the UK was the least of my worries.

Anyway - I'm going to ring Virgin tomorrow and see what they say - but has anyone got any experience with this kind of thing? Am I going to be out of pocket, or is there some wiggle room?

Ta,
Duane.


 
Posted : 17/11/2014 6:51 pm
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Just checked the small print for Virgin insurance, and it says that if I don't inform them before I receive treatment they don't have to pay out.

Not going to be helpful at all, but that seems harsh. What if you've been knocked out/unconscious?


 
Posted : 17/11/2014 6:54 pm
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Usual reason as a service user to ring the service providor is so they can negotiate with the other service providor a better deal or cheaper treatment etc.

Probably expect a bill,


 
Posted : 17/11/2014 6:55 pm