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[Closed] Reducing Bike Value On Insurance Policy

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[#6581073]

Has anyone tried this, and does it result in getting any money back on an existing policy?

My terms require me to disclose any bikes over £2500. I declared one bike, but I don't feel it's worth that anymore. Is there a formal process to reduce the value of a bike on your insurance policy, or do insurers consider bikes as items that don't depreciate over time? My policy is new for old as well.

Thanks for any advice!


 
Posted : 24/10/2014 12:31 pm
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If it's "new for old" then the current worth is irrelevant.


 
Posted : 24/10/2014 12:42 pm
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@scotroutes - it could affect the risk profile. e.g. a bike worth more than 2,5k is more likely to get nicked


 
Posted : 24/10/2014 2:22 pm