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ok applying for a mortgage all going fine
mortgage company comes sends out guy to give us agreement to sign
over phone it was mentioned id have to show ID and 3 months wage slips
guy turns up sign documents, nope dont need wage slips
few days later get phone call from mortgage people need some wage slips
ok so we post them
few days later ring up sorry bank is really busy at them moment will be 48 hrs before we can look at it
a week later natwest have finally got round to looking at our application ring me up to say they need 3 months bank statements before they can go any further faxed today if possible
so i have to cycle back home at lunch to grab my wifes bank statements and print off my internet bank statements as i dont receive paper statements
but after another phonecall im told these arent good enough i need them stamped by my bank,
so go to lloyds, im sorry we dont stamp them anymore only the ones sent through the post are valid they will take up to a week to reach you
so ive taken a 2hr lunchbreak ill have to work back tonight, ive sweated my ass off cycling all over town and those smug @*@%* sit in their air conditioned offices doing what exactly
how hard can it be? if i want to buy anything else i just add it to my pasket and go to proceed to check out, even a loan can be got over the phone and signed for in a day
grrrrrrr
They dont want to give you a mortgage,and are just looking for problems to stop you, at least its not the bank that used to be called abbey, there they want let you have your OWN money out.
2 weeks time things will change, despite who wins.
Nice, I have all this to look forward too, having had an offer accepted today...
Take your business elsewhere? I've used ING direct for my last 2 mortgages, it all went very smoothly. Maybe you're a bad debt and they're just too nice to tell you? 🙂
Natwest, by and large, are a bunch on incompetent twa*s anyway.
I applied for a loan and was having an interview with one of the women who work there. She actually asked me how to work out percentage rates and check her sums for her. Unbelievable.
well lloydstsb have been a nightmare in general
what bank is best
whats this new metrobank going to be like?
so ive taken a 2hr lunchbreak ill have to work back tonight, ive sweated my ass off cycling all over town and those smug @*@%* sit in their air conditioned offices doing what exactly
That's awful
Have you thought of buying a car?
kimbers... Nat West accepted printed out bank statements from my Halifax account, although they are pdfs which look almost exactly like the statements they send through the post.
Can't you offer to log into your account while at the branch, so they can see the statements and then let them print them out for you there?
We actually found Nat West to be pretty good when we got our mortgage about 8 months ago...