I need new home insurance (building and contents) and ideally I would like this to include my bike (£3k+).
The property is unremarkable, as are the contents. The bike is the only remarkable item!
Any recommendations?
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What home insurance - high value bike
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Posted 2 years ago #
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M&S, cover any single item to £4k, get premier cover and it's also covered against accidental damage
Posted 2 years ago # -
I agree, you can also add on "cover away from home" so if you are staying with a mate or get the bike pinched out of a car - you are also covered.
Good policy. I had 4 bikes stolen in one hit and they paid out - eventually!
Dunc
Posted 2 years ago # -
Ditto.
Posted 2 years ago # -
Thanks Guys.
Can I just confirm - does the £4k "single item" cover definitely cover bikes? I have looked at a number of other policies, which specifically exclude bikes from their single item cover.
Thanks
Posted 2 years ago # -
Yep covers multiple single bikes up to £4K no exceptions except jewelery. I've lots of expensive road / MTB bikes
Posted 2 years ago # -
Every year when I get a new policy document, I ring them up to triple-check that my bikes are covered. They are. The staff also know that it's fairly unique among insurers too.
(they recently changed to AXA (I think) and I rang up again - just to be sure They only thing I've claimed for so far was a pair of glasses (accidental damage) and it all went very smoothly.
Posted 2 years ago # -
Yup, M&S again.
Sent me a shiney new MacBook Pro in less than a week and as it was my first claim it didn't affect my NCB
Posted 2 years ago #
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