Feeling abit tired and stupid.
If I go for CTWS then obviously the payments are tax free, but I'm unsure of what happens at the end of the deal...with regard to keeping the bike etc
Interest free payment obviously end up costing more because of the tax...but the bike is 100% mine at the end.
Looking at something in the £1300 - £1500 range, full sus do it all bike. LBS does cycle to work and will go over the £1k limit.
Please help cos I'm casting around in the dark abit...
Ta 
