Anyone here commute year round? And if so are you a car owner also. Now do any of you own a car also or live with just the bike. At the moment we have just the one car which I was named on the insurance with partner. Her main driver me additiona. We were paying £700 comp last year on a 2012 Vauxhall Corsa 1.4 Design auto. Now I stupidly got a motorway speeding fine in November (111 mph) totally stupid I know but it also goes with the sp30 I got in 2011. Now it's bumped it up to £1800 insurance if I'm added on.
Now I only use the car if the weather's horrendous, snow and ice. Is it worth not bothering this year and keeping me off. If so the car insurance will be £400 for missus.
On my bikes I pay £300 with two bikes and the points, I have a a Suzuki GSR 600 for fun and Honda CBF 125 for work duties.
Thinking of going to a do it all bike save a bit more money, the gsr is great fun, but that's how I got points. And is shite on fuel, costs me £100 a month if I use it for work (30 mile commutes) and the cbf 125 about £40. So looking for something in the middle ground. Budget £2000