ajaj

  • ajaj replied to the topic PedalCover Home Insurance in the forum Bike Forum 1 day ago

    Components under five years old are new for old so keep receipts!

    Who told you that? Good if correct, but it doesn’t say do anywhere in the policy.

  • ajaj replied to the topic PedalCover Home Insurance in the forum Bike Forum 1 day ago

    “For pedal cycle(s) and/or pedal cycle accessories not purchased from new we will pay the value of the item immediately prior to the loss or damage based on the age and market value but no greater than what you paid for the pedal cycle(s) and/ or pedal cycle accessories. The age of a pedal cycle will be determined by the age of the frame, based on…[Read more]

  • ajaj replied to the topic What bike for Morzine? in the forum Bike Forum 1 day ago

    “my travel insurance provided through my Lloyds bank account”

    My travel insurance provided by my Lloyds Bank account doesn’t cover helicopter rescue or lift assisted cycling.

  • ajaj replied to the topic PedalCover Home Insurance in the forum Bike Forum 1 day ago

    Actually 10 years.

    “We will settle claims for loss or damage to pedal cycles and pedal cycle accessories which are beyond economic repair on the basis of cost as new, subject to the excess as long as:

    -The pedal cycle(s) and/or pedal cycle accessories are no older than 5 years old and

    -The pedal cycle(s) and/or pedal cycle accessories were…[Read more]

  • ajaj replied to the topic PedalCover Home Insurance in the forum Bike Forum 2 days ago

    To be clear, that’s 50% of new value on a bike over ?5? Iirc years old. You’d struggle to get that on ebay and could in theory easily replace like for like at that.

    The 5 years is from the frame manufacturer date, not the age of the bike. Supposing you bought a bike in the end of year sales, that frame is going to be a year old before you eve…[Read more]

  • ajaj replied to the topic PedalCover Home Insurance in the forum Bike Forum 2 days ago

    Killer for us was the change from new-for-old to 50%. Whilst one can see why they’ve done it, it’s unfair on those who maintain a bike properly and won’t be enough to replace a stolen bike with an equivalent.

  • ajaj replied to the topic Lie Detectors… in the forum Chat Forum 2 days ago

    I see no reason why a lie detector shouldn’t be part of the portfolio of tests in order to build up a body of evidence

    Because it’s not evidence. It’s not building up anything. No more than reading tea leaves, ouija boards or an octopus would be.

  • Aren’t SONOS just saying that they will no longer be able to support the older generation of speakers and they won’t release new features

    Yes, as far as it goes, but they’re also saying:

    “Systems containing older devices after the update in May will stop receiving updates, and will essentially be frozen as you said. Your Sonos products ope…[Read more]

  • ajaj replied to the topic What bike for Morzine? in the forum Bike Forum 3 days ago

    There are lift-assisted cross country route options. Are you just sticking with the pure downhills or do you intend to explore, take in the scenery and get to the other bike parks by bike?

  • ajaj replied to the topic Lie Detectors… in the forum Chat Forum 3 days ago

    I’m hoping that this is part of a wider package of tests and reviews before anyone gets released.

    I really don’t understand this reasoning. It’s like saying “I’m hoping that whether Tottenham Hotspur win is part of a wider package of tests and reviews before anyone gets released.”

  • ajaj replied to the topic Lie Detectors… in the forum Chat Forum 3 days ago

    If so what use are they on a significant proportion of the most dangerous offenders (or city bankers)?

    In tests exactly as effective as for other people – no better than tossing a coin.

  • ajaj started the topic Lie Detectors… in the forum Chat Forum 3 days ago

    …an overworked and underfunded probation service and some very dangerous people. What could possibly go wrong?

    Presumably only the lack of rivers near prisons stopped them using ducking stools.

    Two reviews yet to report and the government is proposing legislation regardless.

  • ajaj replied to the topic Any decent plastic sheds? in the forum Bike Forum 3 days ago

    We have a small Keter shed. It’s a nice little shed, not going to win any architecture awards but looks ok to me. Got it much reduced in an Amazon black Friday deal. The neighbours have two and theirs look ok too.

    For the most part it’s held together with big plastic bolts that should make it easily portable, but they are supplemented by…[Read more]

  • ajaj replied to the topic HS2 spiralling costs in the forum Chat Forum 3 days ago

    Who wants to go to london

    I think this is part of the problem, very few people want to go to Euston, Curzon St or Clay Cross; they want from where they live to where they work or where their Mum lives. Taking 30 minutes off the travel time to Birmingham doesn’t help me if it takes 90 minutes to get to Euston and then I have to walk from New…[Read more]

  • ajaj replied to the topic HS2 spiralling costs in the forum Chat Forum 4 days ago

    Because they have far far more space to work with and lower population

    Why would that affect insurance and the need to build to a quality standard, which is why was suggested as the reason for the costs in the UK?

    UK geology is more variable too.

    Digging a ditch in the Chilterns is harder than building a tunnel through the Alps?

    look up the…

    [Read more]

  • ajaj replied to the topic HS2 spiralling costs in the forum Chat Forum 4 days ago

    have asked for all sorts of guarantees like it mustn’t move more than 30mm in 25 years.

    Doesn’t sound entirely unreasonable if not moving by more than 30mm is necessary to avoid high speed train crashes.

    Why don’t all of the things mentioned affect train lines in France, Germany or America?

  • ajaj replied to the topic How much to fill up with petrol? in the forum Chat Forum 4 days ago

    Its not like you walk blindly into vehicle ownership is it, surely at a base level you have to ask “how much does it cost to run/fill up”

    I was quite surprised that a 2013 van is substantially less fuel efficient in the real world than a 2000 van, especially as on paper it’s supposed to be lighter and have more mpg.

  • ajaj replied to the topic End of Windows 7 in the forum Chat Forum 1 week ago

    Does this mean I can still use my old PC that’s running Windows 7 safely

    Regardless of what the Microsoft fan club will tell you, it very much depends on how you use it and what you call “safe”.

    It is no more likely to burn the house down than it was. If you have no network then risk is minimal. If you run Chrome with patching turned on, no p…[Read more]

  • Not wanting to sell to their competition (e.g. any B2C shop) is stifling competition?

    It does if Wiggle merge with Chain Reaction, the combined entity uses low prices to push Evans into receivership and the local bike shops, unable to compete, start leaving the market leaving Wiggle with a monopoly and the freedom to set prices as they want.

    The…[Read more]

  • Seems fair enough

    It’s a restriction of competition, which is generally seen as being against the long term interests of consumers and why it is controlled (but not banned outright). In the UK the relevant legislation is the Competition Act.

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