Guilty. I find it a very practical arrangement – my apologies if it offends the fashion police*
I wear tough ‘baggy’ shorts most of the year but I don’t think the clip-in liners are very good, so I wear padded cycling shorts underneath for comfort.
It means I get pockets (for phone, key, maps, money), some protection against brambles, gorse and nettles, a comfy, easily washed chamois (and no soggy arse if I wear waterproof baggies) and I don’t have to wash my baggies after every ride – just chip the mud off, and they’re good to go again 😉
When the weather gets cold (freezing), I’ll swap the cycling shorts for longs (tights) to keep my legs warm. I occasionally wear long trousers over cycling shorts as an alternative, but they are a pain to keep out of your chain (unless you also use cycling clips, or tuck them into your socks) and I find the crotch (of the trousers) is more likely to get caught up on the seat when moving around on the bike.
*nah, not really – f*** ’em!