Why do so many people drive about uninsured?
It will be expensive as in that category you are likely to claim more.
However – A quick tip here – check on some of the comparison websites – you will find in some cases Fully comprehensive is actually cheaper than TPO or TPFT. I just ran a quick quote through one of our systems for my son when he will turn 17 and it is 23% cheaper on comprehensive.
Also these comparison sites are good – but also go into an independent broker – they are much better at finding the great deals when you quotes are so high.
I hope this helps..Posted 9 years agorejoinMember
Also as most policing is now done by camera/computer if there is no join between you and the car you will never be prosecuted for driving offences.
Try hagglimg as well ie get a quote then say I can do better on internet – eg me, Direct Line 330 TPFT/legal ins/recovery – negotiate, 231 Fully comp/Legal ins/recovery.Posted 9 years agosolamandaMember
Is this your first car? Spend a while choosing what is cheapest to insure before buying and think outside the box. Older cars are rated by the number of claims of their drivers rather than their spec/performance. Older large cars usually driven by families/oaps can be as cheap or cheaper than 1L boxes to insure and buy.Posted 9 years agoIanMunroMember
get an older person to insure the car and make you a named driver. a lot of insurance companies will recognise no claims as a named driver in years to come and your policy will then be cheaper.
And make sure no-one ever finds out that older person isn’t the prime driver, as you’ll find out your insurance is void 🙂Posted 9 years agoprojectMember
[/quote]get an older person to insure the car and make you a named driver. a lot of insurance companies will recognise no claims as a named driver in years to come and your policy will then be cheaper
This happened to someone i knew, they wrote the car off after a few weeks , there dad had paid for the car on HP, and guess what the occupants claimed for injuries/loss of personal items,as it landed in a field, the insurance paid out for them , but not for the damage to the car a write off, or removal of car and storage, quite a few thousand quid lost, and the dad had to keep makeing payment on the hp agreement, even though there was no car, and a seriously pissed off son with no car, who refused to pay anything,then when he save dup to buy another car his insurance was through the roof , because they classed it as fraudPosted 9 years agomiketuallySubscriber
get an older person to insure the car and make you a named driver
As others have said, this is fraud unless the other person genuinely is the main driver.
However, putting an older relative on as a named additional driver will often bring the cost down and is not illegal.Posted 9 years ago
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