Due to some good fortune and no real planning (but it did include working hard and and no hand ups), I was fortunate enough to be in a position to “retire” 3 years ago. I’m 43 (sorry folks). One point I will make is I had cancer a couple of times in my early 20’s and it did change my perceptions of what was important (for those interested, it’s time…. You can make it or buy it, so never waste it)
We have 3 children who are all at school so I’m fortunate that I get to drop them off and pick them up every day, a task I very much enjoy. Oh ye, and we live in North Wales and I get to ride my bike Mondays, Tuesday and Thursdays (and Saturday mornings with my mates).
Sorry folks, it’s friggin brilliant.