- What to do about damage to parked car?
Cheapest and easiest would be if you were lucky enough to find replacement panels in the same colour and do it yourself. Insurance claim whatever your excess is + premium up sure they shouldnt as not at fault but they will always try then potential for cat d write off depending on value and cost of repairs at their over priced default body shop. Failing that sell as is if the damage isnt to bad you shouldnt loose out to much as they are quite a sought after motor.Posted 4 years ago
Unfortunately no CCTV. First action was to examine the bumpers of every car in the street (and the next one over) for traces of red paint. Alas, nothing.
There’s a friendly specialist in town – I’ll probably ask him for a quote to repair the damage. He might make me an offer to take it off my hands – would be cheaper for him to fix and then he can sell at a decent profit.Posted 4 years ago
A couple of years ago my car got stolen, it was worth barely anything (as in, the excess was pretty much the full value) so I was never going to make a claim. Stupidly I called the insurance company to tell them it had been stolen, and although I made it very clear I was NOT going to make a claim, they recorded it as such and my premiums went up. Now on new policies I have to list it as a claim, claim amount £0. Still means higher premiums.Posted 4 years ago
So, at the weekend I went out to take some photos of the wife’s old car so I could put it up for sale. Discovered that sometime in the last week some berk has (I assume) reversed into it and damaged the front end. Damage is dents, cracked bumper, paint has broken on dent to bonnet – there’s no way they didn’t know they’d hit it! It’s a Fiat Barchetta and I’ve heard that replacement panels are pricey due to their rarity. We need rid of the car so what’s my best option here?
A: Report to police/insurance and get them to fix? Car is fully comp but is on a policy with 2 other cars and I’d be concerned about future rises in premiums. Past experience tells me NCB is useless here.
B: Fix privately and sell once repaired
C: Sell as is – with cosmetic damage but perfectly roadworthy and driveable.
I’m going to lose out here because some scumbag couldn’t do the decent thing and leave a note, but which option will see me losing out the least?Posted 4 years ago
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