What car for new, young driver?

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  • What car for new, young driver?
  • Maserati, obviously.

    Premier Icon wwaswas
    Subscriber

    Got my 20 year old son a classic Mini – insurance was about £600.

    Premier Icon shortyj15
    Subscriber

    My Mazda 3 wasn’t badly priced insurance wise. First car at 18/19 about 6-700 Now I’m 22 it was down to 360 a year. Up for sale as well.

    Cheapest I found through many, many online quotes was the Kia Picanto, next cheapest was the Toyota Aygo.

    Premier Icon Potdog
    Subscriber

    I remember reading on here some time back that some unexpected cars were actually cheaper for new drivers to insure than the usual Corsa or Clio options. He’s going to have a black box fitted, but suggestions on how to use clever car choice to bring the price down further is welcome!

    dmck16
    Member

    Gf got a brand new Fiat 500 1.2 petrol in Lounge trim last year when she passed her test – wasn’t much more than £500 to insure fully comp. Age might have helped due to her taking a couple of years to actually pass… 🙄

    EDIT: *Ex-Gf, oops!

    dai21t
    Member

    My 19yr old son has a 2009 peugeot 107. Think he is paying just over £100 per month insurance on it.

    timber
    Member

    Whatever his grandparents think would be a sensible car, something very good value on paper, slightly under powered and with no silly mod cons. Best if is a good colour for a train too.

    Lad at work had a Mazda 2 and cost less than his mates Corsas and Clios.
    Kia Ceed in burgundy?

    zokes
    Member

    Not sure if it’s still the case, but diesel estates used to be the route to a vehicle that actually had some oomph while costing less to insure than a shitbox 995 cc Corsa / Fiesta. My first car was a 10 year old diesel Ford Escort estate (old-style TD, 90 bhp, 1.8 L) which was cheaper to insure than most of my friends’ Corsas / Fiestas, despite them having more driving experience.

    65bhp max, low insurance and 1.25 engine max under their own name.

    Unless rich.

    timba
    Member

    We went for a Kia Picanto, 998cc, white
    Our son has it insured in his name, owned by and registered to him. We’re both named drivers. Black box fitted (25% discount). It was considerably cheaper to insure than his mates’ Fiestas (x2), but not sure which engines they have
    Might age and therefore safety features/NCAP ratings be a consideration for insurance?? Newer the better??

    TheBrick
    Member

    I don’t know about insurance but a guy at work bough an old smart car. Idea was that accidents are more likely with mates egging each other on in a smart car you can only have one vs 3. Changes the dynamics.

    porlus
    Member

    Skoda citigo are cheap cars to own. Group 1 or 2 insurance depending on the spec. Get them insured fully comp then add yourself to the policy as a named driver. Did that to the missus when she passed and it dropped the premium by over £100 a year.

    wilburt
    Member

    Within reason (no people carriers, 4×4, large cars, known chav chariots etc) the car will make much less difference in premium than post code, occupation and blackboxs are the default with some companies now which as parent myself I’m pretty happy with.

    Premier Icon ratadog
    Subscriber

    Just been through this with daughter who is learning to drive. neither of our care insurable for her so she is now proud owner of a 2010 Skoda Fabia 1.2, 60bhp. Both mum and dad on as named drivers. Issue was not insurance as a learner which we could of got for around 400ukp but what it was going to cost when she passed. Best deal was Admiral and it made no difference to price whether she black boxed or not. Came out at around 700pa rising to 830pa when she passes. We were looking at a Clio and that would have been more expensive to insure by about 50ukp although that was not the reason we didn’t go for it.

    The only ones amongst her contemporaries who have got better deals have been those who have been happy to start their driving careers by committing insurance fraud and pretending it is mum’s car that they only drive occasionally, as in every day to college.

    Premier Icon Sandwich
    Subscriber

    Ratadog has it, get him insured on his own car before the test for lowered premium. We discovered this by accident. Admiral seem to take account of the record before the test when it comes time for driving solo.

    Premier Icon Potdog
    Subscriber

    Cheers all.

    CountZero
    Member

    Peugeot 107, Citroen C1 or Toyota Aygo, they’re all the same car inside. Toyota is better finished, can’t remember if it was the Citroen or the Peugeot I drove with a semi-auto box with flippy paddles, still pretty sluggish, but the paddles overcame the really shitty changes on the basic auto, and made it a bit more fun to drive.
    None of them are going to turn anyone into a boy-racer, so would all seem ideal
    As would a Smart Fourtwo, with a diesel motor, fantastic fuel consumption, and being only a two seater, unlikely to have idiots in the back egging the driver on to behave like a dick.

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