Cutting a long sorry short, a few months back our neighbours disappeared one weekend & haven’t been seen since. The house was on the market so, after a couple of weeks, Mrs Nobby popped into the estate agent that had it on their books. They told her the family were selling as hey were in debt & had mortgage arrears but had decided to “do a bunk” leaving the property to be repossessed.
Fast forward to now & the property is now looking quite shabby & overgrown and has attracted the attention of at least a couple of “travellers”. We have tried finding out who now owns it and a Land Registry search has shown the property is still in he family name but also that the Northern Rock hold a charge on it.
I’ve tried to speak to folk at both NRAM & Virgin Money (I’m still unsure which holds the former NR mortgages) but nobody seems to want to help nor are they able to direct me to any “repossessions” office or dept.
Any suggestions from the STW collective mind?