- Time to change car insureance provider.Who do you reccommend?
Just renewed my van and car last month…
Some of them say they don’t go on the scraper sites – e.g. Direct Line. I think possibly Tesco (who I was with until this year) aren’t on scraper sites either – which is maybe the case for a lot of the supermarket banks…M&S, Sainsburys etc.
Having tried them all, I got by far the cheapest premiums on the scraper sites…early 40s, NCB for ever, no points, one named driver (spouse also with clean license and no claims).Posted 4 years agoz1ppyMember
Phone round all the larger ones* (mentioned above), don’t bother IMO with any comparison sites unless you want your details spammed across the net and a cheap insurance quote that comes from a company with 0 good reviews but hundreds of bads uns… All IMHO of course
*even then it surprising the differences you can findPosted 4 years agoaracerSubscriber
I’m with Frizzell (Liv Vic) though I think they only do cover for member organisations (I’m in CSMA just to get the insurance), so it doesn’t help if you’re not in one and can’t join – always worth checking though as it’s a lot cheaper as the next best option, and cover is apparently pretty decent.
That also came up cheapest on the comparison sites, though I get a better rate than they give.Posted 4 years agodannymite1981Member
Hi i am just about to change insurance provider’s as my current one has upped my premiums by around £180 quid for no apparent reason other than banking on me not looking around for much cheaper quote’s.I have been on the usual site’s(go compare,direct line etc) but just want to know if there is any others i can try.cheersPosted 4 years agojohnnersMember
Phoning my then-current insurer knocked £25 off the renewal quotation straight away, so that’s usually worth a try. Didn’t end up going with them though, because the Post Office were about the same but also running an over-50s(!) “we’ll beat your renewal quote by £50” promo, bringing the insurance down to about £100 fully comp*. Scraper sites were OK too, all about the same level or thereabouts. I’d agree with some of the above, don’t go absolute cheapest unless they’ve some decent history.
*If you want low insurance costs, be old, have a clean licence for ages, loads of NCD, a dull car and live rural!Posted 4 years agoedhornbySubscriber
there are so many underwriting variables (postcode analysis alone is so much better than it was a few years ago, not to mention car, licence, claim data..) that the only way is to really hammer all the comparisons and direct only sites, then phone the best option and see if they’ll go lower (as per Weasel)
if someone you’ve never heard of quotes lower than everyone else, some scepticism is quite reasonablePosted 4 years ago
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