graduated … 11 years ago, owing around £13k
i’ve been out of work for some extended periods, during which times the (small) interest ate into the small dent i’d made.
but, i’ve been making all the payments required for 7 years, and my debt is now down to £8700.
i earn almost exactly the national average. the repayments are small, and i’ve never had a pay-cheque that didn’t have the small deduction.
i won’t be surprised if i still have outstanding debt when i’m 65*, at which point it’s cancelled. (i think? – the debt cancellation threshold has changed a bit over the years)
(*the interest rate will only go up, my pay is going nowhere, and it’s only a matter of time before i find another P45 in the post)