Of all the things un-taxed, uninsured cars are used for, balaclava-clad smash and grab bike thefts is toward the more extreme end. Not a nice experience I am sure – sincere condolences.
However, any and every un-taxed, uninsured car plays fast and lose with other people’s safety and property. Get involved in a collision with one and your losses – be they damage to property, or personal injury – will not be recoverable.
A quick tour of police social media chanels reveals the scale of the problem. It’s not even that uncommon to get a “full house”; un-taxed, uninsured, vehicle defective, driver banned and/or no licence in the first place. Whilst the police patrols are able to get some of the offenders, it seems the tech in speed cameras needs to be enhanced to identify offending drivers. Too many innocent parties pay the price at present.