- So, if chain-free means an easy home purchase…
yes, its stressful!
With HSBC, they have their own lawyers so the transaction becomes trilateral – a nightmare
When there are 2 buyers in the chain with HSBC, you cannot begin to imagine the stress!
I was top of the chain moving into a new build and the developer set a 28 day deadline to exchange.
We missed it by 5 days and I had some very angry conversations with people that week!Posted 4 years ago
I can’t imagine how ****ing difficult it must be when there is a chain.
I am getting chucked out of my current place in 3 weeks. Back in June, this didn’t worry me, but now that Halifax have wasted 2 months losing documents, failing to communicate, and just generally being unhelpful, I am beginning to get stressed. Well, OK, I’ve been stressed for months, but I’m starting to see bright lights and hear throbbing noises now.Posted 4 years ago
Done! It’s done! I just need to go collect the keys, but already I am a homeowner. Well, 25% of a home, anyway…
I will be needing volunteers to come for rides, show me pubs etc. in Guildford. I’ve ridden in Surrey Hills before, but always as passenger.
I went up there at the weekend, walked 1km from the flat and gazed out at the view from Newlands Corner. It made me happy.Posted 4 years agofootflapsSubscriber
I’m still working on the assumption that everybody involved in the successful sale/purchase of a house is then fired. It’s the only explanation I can think of for our experiences of buying/selling.
Sounds about right.
I ended up phoning up the seller’s solicitors and dealing with them direct as every piece of paper seemed to get lost between the solicitors. The whole process seems to attract incompetent people who just don’t care at all about it.Posted 4 years agowinston_dogMember
HSBC lawyers were an absolute nightmare.
It took nearly 4 months to complete on a chain free purchase.
I formally complained after about 3 months and threatened the ombudsman, funnily everything started moving very quickly to the point they didn’t even ask for the evidence of certain repairs had been made that were a condition of the mortgage.
Very good mortgage deal though and the initial application and approval was painless.Posted 4 years agosamuriMember
Our recent move was about three months. No chain. Stress city though. Little things you never think of will catch you out.
We found out the bottom half of the garden belonged to some other land agent who hasn’t asked for any ground rent for 15 years. BANG! Complete block on the move. We had to get a seperate contract written up and get the previous owners to put £54 in a trust just in case, before things could move again. Ridiculous.Posted 4 years agotorsoinalakeMember
One more here for the HSBC/Countrywide Lawyers fiasco.
Chain free and it took over 4 months to sort out. After we had finally completed, the lawyer who did our conveyancing decided that she would no longer take on any clients who have HSBC mortgages, because it just wasn’t worth the hassle.Posted 4 years agotheotherjonvSubscriber
More than happy to have a beer one evening, I’m not a Guildford socialite so cant claim i’ll get you in with the bright young things, but I do like a beer.
And rides – often pass either up your new road or past the end of it when doing a s.h loop, be more than happy to call by for you. Or, meet up by the masts on the hogs back and do some stuff puttenham way, etc.Posted 4 years ago
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