What piemonster said.
Though to be fair, you can combine the second two (by spending more). For general DIY, buy a cheapish/reduced SDS drill with a combination of 5.5/6/7/8 mm bits, which will do you for most coloured wallplugs. Most will have a chiselling function too for chasing and other lightweight wrecking duties.
Then get a cordless 14.4/18V for screwing and drilling into timber. Concrete is best left to corded.
And oh yes, I do love it when folk recommend Festool to someone who posts:
I need a drill for general household use.
FFS, even most tradesmen don’t use Festool…yes, they’d all love to, but most can’t justify the cost and live with the fear of having it nicked.
Oh and their jigsaws are shit too. 😛