RBS Home Insurance changes – advice on alternatives please!

This may be useful to those who are renewing a policy soon – beware…

OK, so RBS had a nice part to the policy where any item up to £2000 was treated as an individual item in a claim, hence bikes up to this value in the house were covered.

According to the renewal I just got through with some policy ‘updates’, my premium has doubled for no reason (er thanks for that) and now bikes have a £500 claim limit. Ok…

Sod that. Alternative policies/companies for bikes in a flat please?!

Try Swinton. My home policy with them has similar cover to your original RBS policy.

AA came good for us this year

Cheers guys – will check them out.

Second AA insurance, from memory (without checking paperwork) bikes come under normal items and aren’t specified and can include them in contents away from the home.

I just renewed my house and contents insurance yesterday. My two bikes are covered at home and away (up to £1500 worth each), £50,000 contents cover etc etc and its was £145 for the year. That was with Quote Me Happy.com underwritten by Aviva. I did it all via Confused.com

AA came good for us this year

isn’t there an outbuildings limit of £3k

Yes, but if you add bikes above their limit they’re additional to that.

Direct Line Select always seem to come out favourably.

Rockhopper – that sounds like a winner – will have a peek at that and AA too.

Cheers folks!

AA here too – call them and they will explain it in clear english for you 😉