May also depend on their interpretation of “active vs extreme”. .?
eg I was out biking this morning @ 8am in the pi****g rain which is “normal” for me but my neighbours think it was a bit “extreme”.
Dogtag are pretty switched on for things like cycling (and most other sports) – it’s broken down into road cycling; cyclo cross; Mountain Biking – Recreational (general cross-country, off-road cycling); Mountain Biking – Competitive; Mountain Biking – Downhill (using Downhill trails and/or mechanical uplift) & Mountain Biking – Mega Avalanche. The first 3 are cheaper than the last three. Strangely competative road cycling is not a listed sport so I’ve had to ring up about that but time trail is (and is not covered for any money!) as is triathlon.
Who’d have thought it – in my time trailing days I was more rad than those downhillers and gnarly mega avalanche types 😉