I’m sort of tempted to try Laka – if I pay their typical rate I’ll save a couple of hundred quid. I’ve been scouring the web for bad reviews of it and either they’re very active at removing them or they’re genuinely good, and not many people seem to have paid the maximum rate and some months people pay nothing.
I should add that Pedalcover were good – from reporting it to them and getting the payout was about 2 weeks. Darren, the boss, phoned me up before issuing the renewal to tell me to brace myself – my second claim combined with a risk assessment of the buildings in the area by AXA meant that the quote for the next year was going to be high, but said he’d be alright with just offering us contents insurance.
My renewal is about £950 for buildings and contents, AXA buildings quote was mad though. About £400, whereas Legal and General are £156.