Viewing 20 posts - 1 through 20 (of 20 total)
  • Paypal "gifts"
  • Premier Icon druidh
    Free Member

    I can see how this is advantageous to the seller – passing Paypal commission onto the buyer. But does it also mean that there’s no protection/recompense for (e.g.) goods not delivered?

    Premier Icon chakaping
    Free Member

    If it’s a gift, you’re not buying anything though, are you?

    Premier Icon DezB
    Free Member

    If you use Paypal funds or bank account (ie. not credit card) there are no fees at all.
    Of course you can only use it with trustworthy (STW) folk cos you can’t expect Paypal to back you up with a claim.

    Premier Icon Makore
    Free Member

    I’ve never really understood paypal and it’s fees. Am I right in thinking:

    1. If you pay for something with paypal (balance, bank account or credit card) you don’t pay any fees.
    2. If you receive any payment then you do pay a fee. (Do you pay more if the payment is from a credit card?)
    3. If you make a payment as a gift from account balance or bank account then there are no fees, but if your payment is by credit card you have to pay a fee but the receiver doesn’t.

    Premier Icon Junkyard
    Free Member

    1. Correct
    2.pay fee unless it is a gift .. you can only pay by a card if they dont have your bank account… the fee is the same if debit ir credoit I think
    3. first bit correct – with gift by card it tells you the fee and asks who will pay iy and the sender chooses to pay it or let the recipient pay

    PS it is a really poor system for buyers and sellers and I generally avoid it- try and contact them or Ebay

    Premier Icon DezB
    Free Member

    2. You don’t pay a fee for a Personal payment if the payment is paid by paypal funds or direct from bank account. Credit card will always incur fees.
    3. By credit card, the payer gets to choose if the fees are paid by them or by the payee.

    Just log in and try it, you don’t have to complete the transaction!

    Premier Icon Makore
    Free Member

    Cheers, that helps.

    I think Junkyard sums it up nicely with ‘it is a really poor system for buyers and sellers and I generally avoid it’

    I do have an account but try and avoid it if at all possible.

    Premier Icon granny_ring
    Full Member

    I sold something recently, got paid with paypal as gift, still got charged a fee…..

    Premier Icon chakaping
    Free Member

    I always use bank transfer if possible.

    No fees and if you get scammed then I imagine it’s easier for the old bill to trace the criminal.

    Premier Icon DezB
    Free Member

    ‘it is a really poor system for buyers and sellers and I generally avoid it’

    Maybe for those that don’t understand it.
    It’s a great system, which is why it’s got so massive. Now you can avoid fees, it’s even better.

    Premier Icon Junkyard
    Free Member

    DezB
    NOT understand it … erm yes that putting in an e-mail address – selecting an amount to send ..sayingwhat it is for… christ is their a support tutorial somewhere for me?
    great system…..all those happy people who paid Will JC before the hack now sitting there safely with there money returned and Paypal bending over backwards to help them and the police get this serial fraudster then !!!!
    Best avoided IMHO
    http://www.paypalsucks.com/index.shtml

    Premier Icon Daffy
    Full Member

    …..all those happy people who paid Will JC before the hack now sitting there safely with there money returned and Paypal bending over backwards to help them and the police get this serial fraudster then !!!!

    And if we’d paid via balance transfer? how much difference would there be?

    Premier Icon DezB
    Free Member

    Junkyard, I undertand IT, but not your post.
    cheers.

    Premier Icon jim
    Free Member

    3. By credit card, the payer gets to choose if the fees are paid by them or by the payee.

    Really? I pretty much always pay by credit card and have never been asked this.

    Premier Icon DezB
    Free Member

    Couldn’t be much clearer.

    Premier Icon jim
    Free Member

    Ah I see, you get asked that if you’re making a gift payment.

    If you just say it’s a purchase of goods (as I’ve always done previously) then the receiver always pays.

    Premier Icon DezB
    Free Member

    Ah I see, you get asked that if you’re making a gift payment

    I assume you didn’t read the rest of the thread then

    Premier Icon chakaping
    Free Member

    I may be wide of the mark, but I assume some of the police’s disinterest in chasing up fraud claims via paypal is because its just as difficult and frustrating for them to deal with Paypal as it is for us.

    Premier Icon jim
    Free Member

    I assume you didn’t read the rest of the thread then

    Pretty much, it just wasn’t very clear that for non-gift payments you don’t get to make the choice.

    Ho hum.

    Premier Icon Junkyard
    Free Member

    Sorry DezB it is largely sarcasm
    1.Using Paypal is pi55 simple
    2. If it goes wrong they are not much help
    Daffy Fair point – not much better but which is easier to set up (and trace) a fraudulent bank account or a fraudulent Paypal account?
    Banks are regulated by FSA in UK Paypal is not … they made efforts to make sure they were not as well.

Viewing 20 posts - 1 through 20 (of 20 total)

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