Anyone pay class 3 contributions here? ie, voluntarily?
If so, do you actually think by the time you come to collect it there will be any money in the pot left for you? It’s a serious question, I pay voluntarily but a few people have told me I am wasting my money, for a variety of reasons:
1. state pension will have to be means tested as it’s a giant Ponzi scheme & demographics mean more older people & fewer contributors.
2. due to above the pension age will have to continually increase, price per year go up (it has doubled in the last 10 years & I see this year has gone up again).
3. so the most needy will get it & if there is any left it will be means tested.
Anyone got any more positive ideas, I am about to send my cheque to pay an extra year.